ELIZABETH NOVER
Peoples Bank
Valparaiso
Work History
BSA/AML Specialist II
11 Months- Review daily transaction monitoring alerts and conduct thorough investigations on high-risk accounts to identify potential money laundering or terrorist financing.
- Assisted senior compliance officers in preparing Currency Transaction Reports (CTRs) and clearing false-positive screening alerts.
- Draft and file comprehensive Suspicious Activity Reports (SARs) monthly via Verafin, ensuring strict adherence to regulatory timelines.
- Monitored ACH, wire transfers, and cash transactions for suspicious or anomalous activity patterns.
AML Analyst II
3 Years- Business Analysis & Operational Optimization: Spearheaded end-to-end business analysis initiatives to streamline workflows, meet critical project milestones, and enhance operational efficiency across diverse financial processes.
- Financial Crime Detection & Investigations: Performed in-depth analysis of suspicious activity to identify fraud patterns, mitigate emerging threats, and lead case investigations in collaboration with law enforcement, compliance teams, and internal partners — proactively addressing elder abuse and financial exploitation.
- Regulatory Risk Reporting & Compliance Support: Delivered robust risk assessments, investigative reports, and documentation aligned with BSA/AML/OFAC regulations, including accurate CTR filings and detailed transaction logs, to strengthen regulatory readiness and control frameworks.
Transaction Monitoring & Investigations
1 Year- Conducted real-time transaction monitoring and investigations across wire transfers, ACH, check fraud, and debit disputes to detect fraud and reduce financial risk.
- Fraud Prevention & Customer Protection: Led end-to-end fraud prevention efforts, leveraging data analysis, pattern recognition, and customer outreach to resolve unauthorized activity and safeguard accounts.
- Compliance & Risk Mitigation: Strengthened compliance and risk mitigation by implementing anti-fraud strategies aligned with BSA/AML, KYC, and EDD protocols to protect institutional assets.
Personal Banker
3 Years- Client Operations & Regulatory Compliance: Executed financial transactions and account openings with accuracy, ensuring adherence to regulatory standards while identifying cross-selling opportunities to grow customer portfolios.
- Risk Assessment & Financial Insights: Conducted thorough research on financial products and compliance updates to support informed risk analysis, strengthen operational efficiency, and deliver proactive, fraud-aware guidance.
- Cross-Functional Collaboration & Client Solutions: Partnered with internal specialists to streamline referrals and connect clients to financial, mortgage, and business experts and provide tailored, risk-conscious solutions aligned with KYC/EDD and BSA/AML protocols.
Project Control Analyst (CIRA)
6 Months- Governance & Change Management: Managed enterprise-wide governance initiatives using CIBC’s CIRA framework, optimizing policies and ensuring timely, budget-conscious project execution and smooth transition of ownership.
- Risk Assessment: Led cross-functional risk reviews and applied quality assurance protocols to uphold institutional standards, strengthen compliance, and support U.S. Change Initiatives through proactive policy guidance.
- Document Management & Reporting: Maintained essential documentation and developed risk-focused reports to inform committees and stakeholders, reinforcing transparency and operational accountability.
10
Years of experience
Results-driven compliance and risk management professional with extensive experience in financial crime investigations, regulatory reporting, governance oversight, and cross-functional collaboration. Proven track record leading enterprise-level initiatives, optimizing operational workflows, and delivering policy-aligned solutions across commercial banking and financial institutions. Adept at conducting in-depth risk assessments, managing CIRA-governed change programs, and fostering stakeholder trust through data-driven reporting and strategic communication. Combines deep knowledge of BSA/AML/OFAC regulations with a commitment to protecting institutional integrity and enhancing customer outcomes.
Education
Master of Arts - History
Master of Business Administration
Bachelor of Science - Business Administration
Skills
Risk Assessment & Mitigation
Regulatory Compliance (BSA/AML
OFAC
KYC
EDD)
Regulatory Reporting
Project Controls
Fraud Detection & Prevention
Financial Crime Investigations
Transaction Monitoring
Quality Assurance & Control Standards
Policy Oversight
Data Analysis
Document Management
Stakeholder Communication
Cross-Collaboration
ADDITIONAL EXPERIENCE
- The Crossing School of Business and Entrepreneurship 2019 – 2021 Educator
- Isabella Boutique by Gil Drugs 2018 – 2019 Marketing Associate
Timeline
BSA/AML Specialist II
Peoples Bank
08.2025 - CurrentRead More
AML Analyst II
Horizon Bank
01.2022 - 01.2025Read More
Transaction Monitoring & Investigations
Fraud Analyst
01.2021 - 01.2022Read More
Personal Banker
JP Morgan Chase Bank N.A.
01.2015 - 01.2018Read More
Project Control Analyst (CIRA)
Canadian Imperial Bank of Commerce (CIBC)
02.2005 - 08.2005Read More
Saint Joseph’s College
Bachelor of Science from Business Administration
Read More
Saint Joseph’s College
Master of Business Administration
Read More
Purdue Northwest
Master of Arts from History
Read More