Summary
Overview
Work History
Education
Skills
Accomplishments
Personal Information
Timeline
Generic
Meghashree MN

Meghashree MN

Bangalore

Summary

Currently hold 5.6 years of experience's fraud investigation, Risk & Compliance - Transaction monitoring, KYC withal intention of providing quality results. Looking forward to associating with an organizationthat promises a creative challenging career in a progressive environment to enhance knowledge,skills and to be part of team that excels in working towards the growth of the organization.

Overview

6
6
years of professional experience

Work History

Senior Regulatory Risk & Compliance Analyst

IBM PRIVATE LTD
Bangalore
02.2024 - Current
  • Understand the customer got triggered (agent, or violations) based on the we need investigate the case our end with the help of tools like Actimize, Understand the triggered account transactions activity within the customer stated annual income or not and verifying customer employment status, payroll credits, with helps of external search (Linked In).
  • Verifying customers SOW, SOF and utilization of the transactions to know the transparency of funds.
  • Conduct extensive risk assessments and due diligence investigations to identify potential money laundering activities through analysis of internal system, AML databases and open-source research on various products and services.
  • Monitor transactions for suspicious activities using advanced transaction monitoring tools and platforms, identifying potential risks and escalating findings when necessary.
  • Verifying customers SOW, SOF and utilization of the transactions to know the transparency of funds.
  • Verifying that customer transaction activities are in line with customer’s profile, if not then enquire into the same using RFI (Request for Information) process.
  • Performed KYC and Sanction reviews, ensuring activities are reviewed in a holistic manner across the financial products availed by the customers.
  • Ensure CDD is properly performed and EDD is applied in case of high-risk customers to prevent Money Laundering/ Terrorist Financing risks.
  • Monitoring client’s negative news and to identify the PEP that could pose a money laundering or reputational risk to the firm.
  • Ensuring that alerts are completed or escalated within SLA to avoid SLA breach.
  • Collaborate with internal teams, such as legal and compliance, to ensure alignment with the latest regulatory changes.
  • Applications used – Actimize, Salesforce, Jira, Supernova etc.

Senior Info Specialist

TATA CONSULTANCY SERVICES
Bangalore
09.2021 - 12.2023
  • Monitoring a customer transaction such as transfer, deposits and withdrawals (including assessing historical/current customer information’s).
  • The Transaction processing Associate-Records Data Management is responsible for processing transactions for relevant business in various systems and tracking tools escalate to supervisor as appropriate Investigation for alerted transactions with account, and summarizing for and indicating necessary action with required card payment and alerted accounts.
  • Have a knowledge of fraud investigation on payments, KYC(know your customer) and AML(Anti Money Laundering).
  • Using Lexis nexus to establish the relation between customer and counterparties.
  • Review alerts and investigates and escalate to line manager/onshore.
  • Validation account like corporate and institution.
  • Conduct review on alerts generated for transaction monitoring or screening alerts in Sanctions, Adverse Media and Politically Exposed Persons.
  • Perform due diligence of documents provided for customer as per bank’s policy and guidelines.
  • Verify customer and counter-party information and conduct reviews for AML/BSA purpose.
  • Understand the alerted transactions activity with customer annual stated Income or not(Inline).
  • Verifying fraudulent transactions, reporting to FIU team.
  • Investigations related to transaction monitoring, which includes identifying red flags, including crypto transactions.
  • To prepare reports (SAR, suspicious activity report) related to any suspicious activity related money laundering/fraudulent KYC’s/fraudulent activities.

Team Member

SLK Global Solutions PVT LTD
12.2019 - 09.2021
  • We support banking financial services to the client for the Card Fraud Dispute and chargeback.
  • We identify the fraudulent activity on the customer account to the report deposit and withdrawals on the account (Debit & Credit card transactions) Within 120 days to raise chargeback against disputed transaction including fraud and non-fraud dispute.
  • Checking of related activities in the end-to-end dispute cycle.
  • Analyzing merchant and cardholder account transactions to identity abnormal activity.
  • Working as a Fraud Chargeback Specialist (Issuer).
  • Handle the complete end to end cycle of fraud chargeback i.e. 1st time Chargeback, Re-presentments, Pre-Arbitration, arbitration, RPCS, SAFE Reporting, Chargeback Rejects and Fraud reports.
  • Provide resolution of disputes in accordance of MasterCard Guidelines.
  • As per entry mode reason codes verify the card status (Card present/not present).
  • Undertaking the investigation and analyzes of card holder disputed transaction as per Mastercard or VISA regulations.
  • Verifying fraudulent transactions, reporting to dispute resolution team.

Education

B. Com -

Kuvempu University
Ajjampura, Karnataka
01.2014

Commerce -

Dept. of PU Education
Tiptur
01.2011

SSLC - Higher Secondary Education

Shree Subramanian Shetty Smaraka High School
Ajjampura
01.2009

Skills

  • Dedicated to my duties and responsibilities
  • Transaction monitoring
  • Risk assessment
  • KYC compliance
  • AML investigation
  • Due diligence
  • Regulatory compliance
  • Fraud detection
  • Compliance
  • Adjusting and willing to learn new things

Accomplishments

  • Received the best Top Performer award for continuous 3 months and was consistent in performing.
  • Passion to drive results-demonstrated by self-scores.
  • Quality scores were never down than 97.50%.

Personal Information

  • Date of Birth: 05/05/98
  • Gender: Female
  • Nationality: Indian

Timeline

Senior Regulatory Risk & Compliance Analyst

IBM PRIVATE LTD
02.2024 - Current

Senior Info Specialist

TATA CONSULTANCY SERVICES
09.2021 - 12.2023

Team Member

SLK Global Solutions PVT LTD
12.2019 - 09.2021

B. Com -

Kuvempu University

Commerce -

Dept. of PU Education

SSLC - Higher Secondary Education

Shree Subramanian Shetty Smaraka High School

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Meghashree MN