ESWAR CHINNAM

➢ Objectives of SHGs:
● Provide financial, technical, and moral support to members.
● Facilitate access to loans for economic prosperity.
● Promote collective decision-making and boost women's confidence.
● Encourage saving habits and foster community spirit.

➢ Challenges Faced:
● Lack of awareness about schemes.
● Inadequate training for product selection and management
● .Higher costs due to small-scale raw material procurement.
● Marketing difficulties.

➢ Suggestions for Improvement:
● Implement online training programs.
● Provide permanent transportation facilities.
● Increase awareness of government programs for rural development.

➢ Impact:
● SHGs help individuals below the poverty line become self-reliant.
● They increase income, improve living standards, and elevate social status.
● SHGs play a key role in government poverty alleviation and rural development schemes.