Anhar AH
Alappuzha
Summary
To enhance my professional skills, capabilities and knowledge in an organization which recognizes the value of hard work and trusts me with responsibilities and challenges.
Overview
17
17
years of professional experience
Work History
Team Lead
Sutherland Mortgage Services
Kochi
11.2019 - Current
- Manage and mentor the team
- Should conceive the concepts and train new members
- Monitor the team's performance
- Handle the client communications and ensure seamless operations
- Ensure the work is completed within the SLA and meets the QA criteria
- Develop and execute strategies to drive business in new and existing market
- Analyse all loan documents which include Income, Asset, Credit, Collateral, Purchase Contract, Title and all other related documents
- Evaluate Debt to Income Ratio, Loan to Value Ratio, Credit Score and Various Other factors
- Evaluate the financial strength and credit worthiness of the Borrowers
- Complete a thorough analysis of loan files to determine compliance with investor guidelines
- Perform Underwriting decision based on Income (Salaried, Self Employed Rental, SSA, Pension etc), Assets, Credit, Collateral, Title and Risk
- Underwriting Loan Products/Programs that require Mortgage Insurance
- Review/Order Mortgage Insurance, Homeowners Insurance, Flood Cert, Flood Insurance and all other documentation related to each loan file
- Ensure compliance with regulatory standards, company policies and guidelines
- Make loan eligibility decisions and approve or reject applications
- Meet, Waive and add necessary conditions
- Communicate with Loan Officers and Processors regarding documentation required to satisfy outstanding conditions
- Perform QC Audit and communicate results and recommended changes to the team
Sales Coordinator/Document Controller
DUTCO TENNANT QATAR WLL
Doha
05.2014 - 11.2019
- Receive and process orders from Salesmen and ensure that they are entered on the system accurately
- Entering Goods Issue Voucher
- Processing Goods Return Voucher with necessary approvals
- Highlight Sales team regarding master data or price issues and ensure that there will be a corresponding action on the same
- Generate Sales report and escalate to Sales
- Interfacing with Sales teams at their first line management levels for order processing
- Liaises with the logistics function on deliveries and ensure smooth transactions.
- Communicate to Sales Department on any issue that arise in deliveries for immediate resolution.
- Check pending deliveries, analyze the root cause and highlight to Finance, Sales or Logistics.
- Record Out of Stock situations and highlight it to Supply Chain and Sales.
- Identifies opportunities and improvements required in existing process and informs the next level for the same
Senior Consultant
Sutherland Global Services
Kochi
03.2012 - 11.2013
- Analyse all loan documents which include Income, Asset, Credit, Collateral, Purchase Contract, Title and all other related documents
- Evaluate Debt to Income Ratio, Loan to Value Ratio, Credit Score and Various Other factors
- Evaluate the financial strength and credit worthiness of the Borrowers
- Complete a thorough analysis of loan files to determine compliance with investor guidelines
- Perform Underwriting decision based on Income (Salaried, Self Employed Rental, SSA, Pension etc), Assets, Credit, Collateral, Title and Risk
- Underwriting Loan Products/Programs that require Mortgage Insurance
- Review/Order Mortgage Insurance, Homeowners Insurance, Flood Cert, Flood Insurance and all other documentation related to each loan file
- Ensure compliance with regulatory standards, company policies and guidelines
- Make loan eligibility decisions and approve or reject applications
- Meet, Waive and add necessary conditions
- Communicate with Loan Officers and Processors regarding documentation required to satisfy outstanding conditions
- Perform QC Audit and communicate results and recommended changes to the team.
Sales Coordinator
Dutco Tennant LLC/ Business communications LLC
Dubai
11.2008 - 11.2011
- Liaise with Clearing Department freight forwarders for arranging Import Clearance
- For DGR shipment taking online approval from Dubai Municipality
- Negotiating with Shipping Companies/ Freight Forwarding/ Courier Companies/ Road Transporter for best freight charges and transit time
- Coordinating with Customers/ Suppliers/ internal departments & arranging the shipments in stipulated time
- Rigorous follow ups with freight forwarders for getting the shipments in stipulated time
Education
BA - Economiçs
M G University
Skills
- Word
- Excel
- Power point
References
- Uday Kumar, Dutco Tennant Qatar WLL, SBU Manager, +91 86063 51682
- Rejoice Jose, Dutco Tennant LLC/ Business Communication LLC, Key account manager, +974 7721 4024
Timeline
Team Lead
Sutherland Mortgage Services
11.2019 - Current
Sales Coordinator/Document Controller
DUTCO TENNANT QATAR WLL
05.2014 - 11.2019
Senior Consultant
Sutherland Global Services
03.2012 - 11.2013
Sales Coordinator
Dutco Tennant LLC/ Business communications LLC
11.2008 - 11.2011
BA - Economiçs
M G University