Summary
Overview
Work History
Education
Skills
Accomplishments
Professional Development
Timeline
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FEBIN AMOS K

Senior Operations Analyst
Chennai

Summary

As a dedicated and results-driven Senior Operations Analyst with over 3 years of experience, I bring a proven track record of expertise in risk assessment, underwriting support, and financial analysis. In my current role at SitusAMC, I specialize in evaluating financial portfolios, conducting risk assessments, and ensuring accurate underwriting. With a strong background in risk analysis, regulatory compliance, and operational process optimization, I thrive in fast-paced environments, consistently delivering precise, efficient results. My commitment to excellence, combined with my collaborative mindset and problem-solving skills, positions me to make meaningful contributions to your team.

Overview

3
3
years of professional experience
5
5
years of post-secondary education

Work History

Senior Operations Analyst

SitusAMC
01.2024 - Current
  • Conducted detailed audits comparing Argus model with appraisal reports to identify and resolve discrepancies, ensuring accurate real estate valuation for clients.
  • Led comprehensive reviews of engagement letters, ensuring compliance with client requirements and industry standards.
  • Prepared and contributed to high-quality appraisal reports, providing clients with reliable property valuations based on thorough analysis.
  • Collaborated with cross-functional teams to ensure the accuracy of real estate data, optimizing Argus modeling processes.
  • Engaged in the preparation of valuation reports for various types of commercial real estate, including multifamily, office, retail, and industrial assets.

Underwriting Associate

Accenture Solutions Pvt Ltd
10.2021 - 12.2023


  • Reviewed and underwrote income-producing loans, assessing the creditworthiness of borrowers and the viability of loan structures.
  • Managed the renewal process for existing loans, conducting thorough assessments and coordinating with borrowers to negotiate terms.
  • Evaluated income-producing properties to assess their financial performance and market value.
  • Successfully prepared and presented detailed financial reports on a regular basis, ensuring accuracy and compliance with reporting standards
  • Performed detailed financial analysis and cash flow modeling to determine loan terms and conditions.
  • Conducted lease abstracts and analyzed lease agreements for commercial properties.
  • Assisted in analyzing and evaluating loan applications, and other relevant documents to determine risk levels and make appropriate recommendations.
  • Conducted financial analysis and reviewed credit reports, tax returns, income documents, and collateral valuations to assess borrower's creditworthiness.
  • Conducted ongoing portfolio monitoring and risk assessments to identify potential issues and proactively recommend risk mitigation strategies.
  • Maintained accurate and up-to-date records of underwriting activities and ensured compliance with regulatory requirements and company policies.

Education

HSC -

K.C.S.N Hr Secondary School
Chennai
06.2015 - 05.2016

SSLC -

K.C.S.N. HR Secondary School
Chennai
06.2017 - 05.2018

B.COM -

Institute of Distance Education of Madras Uni
Chennai
06.2018 - 04.2021

Skills

  • Strong knowledge of underwriting principles, guidelines, and risk assessment
  • Proficient in analyzing financial statements, credit reports, and other relevant documents
  • Strong ability to audit financial models and appraisals, ensuring accuracy in underwriting assessments
  • Excellent attention to detail and ability to spot inconsistencies or red flags
  • Strong analytical and problem-solving skills
  • Effective communication and interpersonal skills
  • Proficient in using software and tools

Accomplishments

  • Won Encore awards Q2-2022 for best performance
  • Recognized for consistently meeting or exceeding underwriting targets while maintaining a high level of accuracy.
  • Streamlined underwriting processes by implementing automation tools, resulting in a 20% reduction in turnaround time.
  • Received positive feedback from clients and colleagues for exceptional customer service and effective communication.



Professional Development

  • 9 months experience in Audit firm as Article paid asst.
  • Continued professional development through workshops, seminars, and online courses to stay updated on industry trends, regulations, and underwriting best practices.
  • Completed Effective written communication course offered by accenture soft skills training

Timeline

Senior Operations Analyst

SitusAMC
01.2024 - Current

Underwriting Associate

Accenture Solutions Pvt Ltd
10.2021 - 12.2023

B.COM -

Institute of Distance Education of Madras Uni
06.2018 - 04.2021

SSLC -

K.C.S.N. HR Secondary School
06.2017 - 05.2018

HSC -

K.C.S.N Hr Secondary School
06.2015 - 05.2016
FEBIN AMOS KSenior Operations Analyst