FENIL JARIWALA
Surat
Summary
Proven expertise in credit analysis and loan structuring, honed at Manba Finance Limited and Indusind Bank Ltd. Demonstrated success in enhancing compliance, efficiency, and customer satisfaction through effective communication and documentation review. Skilled in leveraging both analytical and interpersonal abilities to drive informed lending decisions and business improvements.
Overview
3
3
years of professional experience
Work History
Credit Underwriter
Manba Finance Limited
08.2023 - Current
- Ensured compliance with lending regulations and guidelines, contributing to a well-regulated work environment.
- Assessing Credit worthiness of Loan Applicants for personal and loan and Auto laon, Analysing financial documents, credit histories and other related information to make infomed lending decision.
- Communicating term and conditions of finance facility with customer prior to providing finance.
Credit Verification Office
Indusind Bank Ltd
02.2023 - 07.2023
- Skilled at working independently and collaboratively in a team environment.
- Analysing financial data, credit report and other information to determine the risk associated with lending money,
- Monitoring the progress of the loan application process and relaying any hindrances to clients. Maintaining records of loan applications by using loan management application.
Administrative Executive
Manba Finance Limited
09.2021 - 02.2023
- Created and updated records and files to maintain document compliance.
- Supported senior management in devising and implementing strategies to improve business efficiency, performance and success.
- Improved customer satisfaction by promptly addressing inquiries and resolving issues in a timely manner.
Education
Bachelors Of Commerce - Advance Accounting And Auditing
Veer Narmad South Gujarat University
Surat, Gujarat04.2019
HSC (Gujarat Higher Secondary Education Board) - Commerce Stream
Sanskar Bharti Vidhyalaya
Surat, Gujarat04.2016
Skills
- Loan structuring
- Documentation Review
- Credit analysis
- Communication
Languages
Gujarati
Bilingual or Proficient (C2)
English
Advanced (C1)
Hindi
Advanced (C1)
Timeline
Credit Underwriter
Manba Finance Limited
08.2023 - Current
Credit Verification Office
Indusind Bank Ltd
02.2023 - 07.2023
Administrative Executive
Manba Finance Limited
09.2021 - 02.2023
Bachelors Of Commerce - Advance Accounting And Auditing
Veer Narmad South Gujarat University
HSC (Gujarat Higher Secondary Education Board) - Commerce Stream
Sanskar Bharti Vidhyalaya
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