Highly-motivated employee with desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.
Dedicated and adaptable professional with a proactive attitude and the ability to learn quickly. Strong work ethic and effective communication skills. Eager to contribute to a dynamic team and support organizational goals.
Results-oriented individual with a passion for continuous learning and innovation. Known for leveraging analytical thinking and creativity to solve problems and deliver high-impact solutions in fast-paced environments.
Work History
Senior Compliance Officer, Customer Resolution
Anz Bank
05.2023 - Current
Performed Compliance testing in timely manner.
Provide feedback to case managers and results where warranted.
Evaluated proposed changes in process or procedures that may affect customer resolution operations
Provided guidance on regulatory requirements to Case managers.
Conducted risk assessments and tests to identify areas of non-compliance or vulnerability.
Provided guidance and support to team members and trained them.
Identify and remediate errors through testing to ensure that adverse customer impact, be reduced.
Appropriately identify and escalate compliance breaches and business risks.
Worked with the onshore stakeholders to be up to date with the process changes and make improvements where required.
Identified gaps in existing processes and systems that may lead to non-compliance situations.
Participated in regular audits conducted by internal auditors or external agencies.
Quality Assurance Officer, Credit & Quality Team.
ANZ Bank
05.2022 - 04.2023
Identified and escalated process, policy and procedural improvements which benefited the business functions.
Resolved issues efficiently and built excellent stakeholder rapport
Recorded, analyzed and distributed statistical reporting of quality checks for respective processes and shared with business
Have performed other squad related activities within team.
Conducted Spot checks on other processes within the team to find out any discrepancies and compliance of testing procedures and other criteria(s) as per QMF (Quality Methodology Framework)
Annual review of QMF- undertook the review of QMF's for process handled documented the changes thereof and got the approvals within the timelines provided.
Have maintained the Master Audit sheet for the team and informed the staff well in advance on annual QMF's due & followed up with them on the same till approved.
Interpreted test results by comparing to established specifications and Control limits and shared with business.
Have picked up/learnt 10 processes within Business servicing and Customer Protection in span of 10 months as QA officer.
Senior Credit Analyst, Business Banking Team.
ANZ Bank
12.2018 - 04.2022
Performing financial data extractions for customers as part of overall credit monitoring functions.
Risk grade and analyze whether an entity/customer is stable, solvent, liquid or profitable enough, so that the bank can lend products.
Raising the transactions and inputting the data into credit lens system based on customer's financial statements and testing financial ratios by generating report.
Prioritized tasks to meet or exceed timelines and supervised multiple responsibilities at same time.
Performed credit reviews on Small/Medium partnership business and large business & High net worth individuals to assess financial conditions, complied with internal controls and government regulations.
Analyzed customer data such as financial statements to determine level of risk involved for extending credit
Provided excellent stakeholder engagement and customer service
Have performed Atom uploading, planning and attended loading & variance calls
Have trained newbies and inducted them into the process
Finance Analyst
Novo Nordisk
01.2017 - 12.2018
Invoice processing (PO and Non- PO invoices) through SAP FICO- good knowledge to process the invoices.
Down payment or advance payment postings in SAP Vendor Creation and maintenance.
Verified vendor accounts by reconciling monthly statements and related transactions.
Matched purchase orders to invoices and logged invoices into computer.
Audited and processed credit card bills.
GL coding of invoices and applying the right taxation code for expenses based on the region's fiscal policy.
Reconciled processed work by verifying entries and comparing system reports to balance numbers.
Reviewed each invoice and requisitions for payment approval.
Prepared vendor invoices and processed incoming payments.
Reviewed vendor invoices for appropriate documentation and validity prior to payment.
Maintained good working relationships with vendors and resolved disputes.
Maintained payable shared email inbox and digitized invoices for processing.
Reported financial data and updated financial records in ledgers and journals.
Education
Master's of Commerce in Banking, Financial services & E-commerce -
CMR University, Bengaluru, Karnataka
11.2016
Bachelor of Commerce -
St. Joseph's College of Commerce, Bengaluru, Karnataka
05.2014
12th Grade -
St Joseph's Pre-University College, Bengaluru, Karnataka
05.2011
10th Grade -
St. Mary's Public School, Bengaluru, Karnataka
05.2009
Skills
Active Listening
Client Problem Solving
Stakeholder Management
Peer Training & induction
Comprehensive Audits
Customer Service
Risk Grading
Financial Data Analysis & Reporting
Tax & invoice processing
Team Collaboration
Capacity Management
Demonstrated Leadership Capabilities
Accomplishments
Awarded two gold medals for securing first rank in Master's of Commerce at CMR University
Was recognized as the Best performer of the year 2023-24 during Anz Year end Recognition Awards.
Won Best team performer awards for splendid work and tasks undertaken
Timeline
Senior Compliance Officer, Customer Resolution - Anz Bank
05.2023 - Current
Quality Assurance Officer, Credit & Quality Team. - ANZ Bank
05.2022 - 04.2023
Senior Credit Analyst, Business Banking Team. - ANZ Bank
12.2018 - 04.2022
Finance Analyst - Novo Nordisk
01.2017 - 12.2018
St. Joseph's College of Commerce - Bachelor of Commerce,
St Joseph's Pre-University College - 12th Grade,
St. Mary's Public School - 10th Grade,
CMR University - Master's of Commerce in Banking, Financial services & E-commerce,