Francis Murin
Credit Officer
Chennai,TN
Summary
Experienced with credit evaluation, risk assessment, and financial analysis. Utilizes strong analytical skills to make informed credit decisions. Knowledge of customer relationship management and regulatory compliance.
Dynamic Branch Manager with over 18 years of experience in leading operations and mentoring teams. Skilled in financial statement review and regulatory compliance, successfully driving sales initiatives and improving branch performance through strategic decision-making.
Overview
2
2
Languages
18
18
years of professional experience
Work History
Credit Officer
REPCO HOME FINANCE LIMITED
06.2021 - Current
- Analyzed borrower financial statements to assess loan repayment capability and creditworthiness.
- Evaluated credit applications to determine risk and eligibility for home financing.
- Collaborated with cross-functional teams to streamline loan processing workflows and enhance customer experience.
- Developed training materials for new staff on credit assessment procedures and compliance standards.
Branch Manager
REPCO HOME FINANCE LIMITED
12.2008 - Current
- Led branch operations to ensure compliance with regulatory standards and company policies.
- Developed strategic sales initiatives to enhance market presence and drive customer acquisition.
- Managed loan processing workflows, improving turnaround times and customer satisfaction rates.
- Mentored team members to foster professional development and improve overall branch performance.
- Analyzed financial reports to identify trends and inform decision-making for profitability enhancement.
Education
Bachelor of Science - CHEMISTRY
ST.MARY'S COLLEGE
Thoothukudi, India 04.2001 -
High School Diploma -
ST. ALOYSIUS GIRLS HR SEC SCHOOL
Thoothukudi, India 04.2001 -
Skills
Customer relations
Credit analysis
Documentation management
Financial statement review
Timeline
Credit Officer
REPCO HOME FINANCE LIMITED
06.2021 - Current
Branch Manager
REPCO HOME FINANCE LIMITED
12.2008 - Current
Bachelor of Science - CHEMISTRY
ST.MARY'S COLLEGE
04.2001 -
High School Diploma -
ST. ALOYSIUS GIRLS HR SEC SCHOOL
04.2001 -
Languages
English
Bilingual or Proficient (C2)
Tamil
Bilingual or Proficient (C2)