G RAMESH
Uppal Hyderabad
Summary
Highly focused and diligent professional having 6+ years of experience in US Mortgage operations works exceptionally well in fast-paced environments driven by tight deadlines. Able to successfully analyze and evaluate loan applications and in-depth understanding of researching property records.
Overview
7
7
years of professional experience
Work History
Senior Title Search Analyst
Virtual Employee Pvt Ltd
04.2022 - 12.2022
- As per the validation need to update all the address changes,
- Calculate payment history, Taxes, insurance as per the Tran code and correct the payoff amount in the document if there is any discrepancy.
- Created legal documents such as deeds, mortgages and leases based on title search results
- Conducted title research to compile chain of title
- Investigated and interpreted tax records in order to determine tax liability
- Had experience in NETRO online, Tax Assessors for public record search and Zillow for property information
- Worked on multiple special projects as per client requirement.
Senior Analyst
Firstsource Pvt Ltd
11.2020 - 12.2021
- Analyzed business issues by conducting thorough title searches to identify outstanding property judgments, taxes, or liens.
- Searched public and private records and indices and compiled a list of legal instruments pertaining to property titles such as mortgages, deeds, and assessments for insurance, real estate, or tax purposes.
- Experience conducting title searches using US title system to fetch the title chain of borrower data for past years.
- Worked for multiple and adhoc projects as per client requirement.
- Supporting new hires and helped them to onboard with all access and applications needed.
- Adapted workflow to meet need business needs.
Senior Process Executive
Cognizant Technology Solutions
07.2017 - 11.2020
- As a claim analyst need to analyze transactions, ascertain supporting documentation and map them to corresponding transactions & present them to investor for reimbursement.
- Worked on FHA & FNMA investor loans.
- Had to check borrower name, address, principal amount & investor.
- Run scripts for flood, bankruptcy, foreclosure & suspense amount.
- Also associated with commercial Lending for US Bank.
- As a Lending associate need to report clients on tasks (IBLOC)Insurance Backed Line of Credit and Real-estate construction & Management (RECM), SBL operations.
- Obtaining and assessing financial information, including financial statements and credit histories.
- Performing due diligence on the lending process from application to closing documentation.
Process Associate
First American
09.2015 - 02.2017
- Worked on Data Trace and Data tree applications to fetch the borrower data.
- Had experience in GIS to map the borrower data in terms of property
- Analyzing and performing quality on land records on various counties in USA.
- Proficient in handling quality customer service operations, and building relationships with various vendors.
- Providing feedback to the clients in order to improve quality numbers.
- Achieved targets by handling queries promptly and sharing comprehensive product knowledge.
Education
Bachelor of Science - Computer Science
JNTUH
Skills
- Strong Communication
- Customer Service
- Strong Organizational
- Project Management
- Knowledge on computer Banking Software
- MS Office
- Data Trace & Data Tree
- Loan Manager apps
- GIS MAP
- Insurance
- KYC Operations
- Commercial Mortgages
Accomplishments
- Best Employee of the month for consecutive months in 2021.
- Trained and handled over 15+ team members in delivering as per client requirement.
- Mentored and supported new team members during their learning curve.
- Conducted risk-based investigations with 100% validity.
Timeline
Senior Title Search Analyst
Virtual Employee Pvt Ltd
04.2022 - 12.2022
Senior Analyst
Firstsource Pvt Ltd
11.2020 - 12.2021
Senior Process Executive
Cognizant Technology Solutions
07.2017 - 11.2020
Process Associate
First American
09.2015 - 02.2017
Bachelor of Science - Computer Science
JNTUH
Similar Profiles
RISHABH SEHGALRISHABH SEHGAL
Senior Associate- MIS at Virtual Employee pvt. ltdSenior Associate- MIS at Virtual Employee pvt. ltd
Arushi ArunArushi Arun
Executive at Virtual Employee Pvt. Ltd.Executive at Virtual Employee Pvt. Ltd.
Sazid AliSazid Ali
Senior Android Engineer at Lowes Services India Pvt LtdSenior Android Engineer at Lowes Services India Pvt Ltd