Gagandeep Shetty

Project 1:

AML Transaction Monitoring and Quality Control (G-SIB Bank)| Oct 2025 – Present

• Serving as a Quality Control (QC) Reviewer to audit case files completed by analysts, ensuring logical soundness, evidence sufficiency, and adherence to Standard Operating Procedures (SOPs).
• Conducted comprehensive historical lookbacks of transactions to identify undetected money laundering risks in accordance with regulatory consent orders.
• Executing comprehensive Source of Funds (SoF) and Flow of Funds (FoF) tracing to validate the legitimacy of capital movements.
• Constructed detailed customer risk profiles through KYC review, internal system analysis, and counterparty validation to assess risk exposure and verify legitimate economic activity.
• Conducting Open-Source Intelligence (OSINT) research, adverse media checks, and negative news screening using Moody’s RDC, Quantifind, LexisNexis, and public registries to identify reputational risks.
• Authored detailed forensic narratives and investigative observations, providing clear case dispositions for onshore SAR escalation, and regulatory reporting.
• Maintained a 100% accuracy rate across all QC reviews, with zero decision overturns or material errors identified during subsequent Quality Assurance (QA) audits.

Project 2:

Targeted Fraud & Investigative Due Diligence (G-SIB Bank) |Mar 2025 – Sep 2025.

• Conducted detailed reviews of high-risk customer accounts, analyzing credit card transactions to identify and document instances of alleged fraud.
• Executed detailed investigative due diligence on flagged transactions, analyzing merchant chargebacks and client profiles to identify unauthorized third-party involvement and behavioral red flags.
• Documented, structured case summaries supporting escalation or closure decisions.
• Performed Quality Assurance (QA) reviews on investigation team outputs to verify accuracy and adherence to investigative protocols prior to client submission.

Project 3:

EBCE Implementation & Control Validation (G-SIB Bank) | Jul 2021 – Mar 2025

• Led the execution of the Evidence-Based Control Evaluation (EBCE) framework supporting G-SIB Bank’s regulatory remediation under supervisory oversight.
• Evaluated and validated 150+ key controls across Commercial Banking, Consumer Lending, Wealth Management, Operations, and CIB, ensuring robust risk mitigation across AML and operational workstreams.
• Orchestrated all phases of control testing, from Test of Design (TOD) and Test of Operating Effectiveness (TOE), using risk-based approaches to validate control performance against enhanced regulatory standards.
• Produced audit-ready evidence packages designed to meet OCC and Federal Reserve examination standards, ensuring all control validations adhered to PCAOB and SOX documentation requirements.
• Interfaced with business stakeholders to conduct control walkthroughs, and collaborated with internal audit to substantiate findings and ensure alignment with COSO and Basel standards.
• Strengthened the bank’s internal control framework by mapping Major Compliance Requirements (MCRs) to specific control activities, ensuring 100% coverage of regulatory mandates, and eliminating critical gaps in the remediation workstream.

• Led RWA validation and exposure analysis for complex financial markets (FM) instruments, including derivatives , triparty repos, and SFTs, ensuring accurate collateral mapping and risk-weight applications.
• Remediated reporting gaps by performing manual RWA adjustments for Specific Wrong-Way Risk (SWWR), failed trades, and incorrect PD/LGD mapping to ensure 100% compliance with Basel III COREP standards.
• Managed end-to-end data assurance for credit risk exposures, performing reconciliation from data warehouse extraction through to the final COREP staging environment, to ensure the integrity of regulatory submissions.
• Delivered monthly RWA variance analysis to senior stakeholders, providing insights into key risk drivers, portfolio trends, and the impact of manual data remediations.
• Conducted internal audits and process reviews to ensure compliance, and drive process optimization.
• Designed training modules to enhance team competency in regulatory reporting and risk governance.