GAJANAN WARGHANE

Product Leadership & Impact

• Led end-to-end product ownership of a scalable Core Banking and Digital Lending platform covering LOS, LMS, GL, Collateral Management, and Internal Fund Transfers.
• Reduced loan processing turnaround time by ~30–40% by redesigning underwriting workflows and eliminating manual dependencies across modules.
• Spearheaded the launch of an integrated digital lending suite, enabling faster onboarding and improving regulatory compliance to over 90%.
• Defined and executed product roadmap aligned with business strategy, regulatory mandates, and market needs.
• Increased platform processing capacity by ~2x through automation of credit assessment and servicing workflows.
• Enabled faster client onboarding by delivering modular architecture adaptable to NBFC and banking use cases.
• Defined and executed product roadmap aligned with business growth strategy and compliance mandates.
• Improved sprint predictability and reduced rework by converting complex requirements into structured user stories and acceptance criteria.
• Managed stakeholder communication across business, technology, and compliance teams, accelerating approval cycles and release timelines.
• Integrated third-party APIs (credit bureaus, payment gateways, external services) enhancing product capability and ecosystem readiness.
• Mentored Product Owners and Business Analysts, building stronger in-house product ownership capability.

• Led requirement engineering and platform modernization initiatives for banking clients.
• Managed cross-functional teams across requirement analysis, testing strategy, and UAT execution.
• Partnered with banking stakeholders to prioritize feature backlog and deliver regulatory-aligned releases.
• Directed end-to-end QA governance ensuring full traceability and production stability.
• Supported digital transformation programs across loan servicing and collections platforms.

• Executed end-to-end QA lifecycle for Oracle Flexcube Loan modules.
• Supported international implementations including Bank Danamon Indonesia and HDFC Bank.

• Evaluated unsecured loan applications and credit risk parameters.