Summary
Overview
Work History
Education
Skills
Websites
Assignments
Personal Information
Languages
Hobbies and Interests
Timeline
Generic

Gande Nikhil

Hyderabad

Summary

To work in a challenging environment that best utilizes the knowledge and skills acquired by me in the field of Financial Reporting and Taxation and in other areas and give me an opportunity to contribute towards the organizational goals while developing the best practices using innovative ideas and methods and also to enhance my skills.

Methodical Credit Manager adept at analyzing lending activities according to current regulations, standards and market conditions. Offering 2 years of financial experience in the banking industry.

Overview

2
2
years of professional experience

Work History

BUSINESS CREDIT MANAGER

ICICI BANK
09.2022 - Current
  • Understanding of all types of Business profiles & Models
  • Analysis of Financial statements and financial Performance
  • Verification of Collateral valuations with requested loan limits
  • Assessing CIBIL history and repayment track
  • Providing Justification for limits and recommending for approval.
  • Analyzed financial data to determine the degree of risk involved in extending credit.
  • Assessed customer creditworthiness based on financial reports, payment histories and other sources of information.
  • Evaluated customer applications for credit limits in accordance with established guidelines.

ARTICLE ASSISTANT

Mohd Amjad Hussain & Associates
  • Worked as Article Assistant For 3 Years in Mohd Amjad Hussain & Associates and got exposure in the field of Accounting, Auditing, Finance and Taxation.

Education

Chartered Accountant - Financial Planning

Institute of Chartered Accountants of India
Hyderabad
05-2022

Degree(B.com) -

Satavahana University
05.2016

Intermediate (M.E.C) -

03.2013

Skills

  • Tally
  • MS Office
  • Ascent Payroll
  • Strategic Planning
  • Data Interpretation
  • Risk Assessments
  • Credit analysis

Assignments

Handled accounting work of various concerns and drafting of financial statements including notes to accounts., Filing of Income tax returns and Quarterly TDS returns as per rules and provisions of respective acts., Filing of PF, ESI, PT and GST returns online., Preparation of projected financial statements., Preparation of monthly budgets., Ensuring all the statutory compliances and payments done on time., Processing the Payroll which includes tax planning, bonus & incentive calculations based on the inputs given by HR, issuing payslips and form 16 to the employees., Preparation of MIS reports to parent company and reporting on the financial performances., Understanding the client business and preparing Audit plan & Audit procedures for achieving the objective of Audit., Review of BOA and reporting on weaknesses and advising the clients to overcome the same., Preparation and maintenance of working papers., Preparation of Tax Audit report(Form3CA/3CB) under section 44AB and Annexure to the Tax Audit report (Form3CD), Preparation of Reconciliation Statement & Certification (FormGSTR 9C), Verification of books of accounts maintained and ensures compliance of sec44AA, Computation of Tax as per Income Tax act/Sec 115JB(MAT)., Responding/Attending Income Tax Assessments., Furnishing Income Tax returns for Companies & Individuals.

Personal Information

Date of Birth: 02/26/1995

Languages

  • Telugu
  • English

Hobbies and Interests

  • Listening Music
  • Playing Cricket
  • Playing Chess

Timeline

BUSINESS CREDIT MANAGER

ICICI BANK
09.2022 - Current

ARTICLE ASSISTANT

Mohd Amjad Hussain & Associates

Chartered Accountant - Financial Planning

Institute of Chartered Accountants of India

Degree(B.com) -

Satavahana University

Intermediate (M.E.C) -

Gande Nikhil