Summary
Overview
Work History
Education
Skills
Websites
International Work Experience
Timeline
Generic

GANESH EKAMBARAM

Chennai

Summary

Dynamic KYC compliance professional with proven expertise at WNS Global Services, excelling in risk assessment and transaction monitoring. Adept at enhancing client profiling and mitigating financial crime risks. Recognized for leadership in managing compliance processes and utilizing advanced screening tools to uphold regulatory standards. Strong analytical skills complemented by effective team collaboration.

Overview

15
15
years of professional experience

Work History

Team Lead

WNS Global Services Pvt Ltd
Chennai
11.2021 - Current
  • Conducted comprehensive KYC checks for UAE-based corporate clients in line with internal compliance procedures and AML policies.
  • Collected and analyzed constitutional documents to assess client legitimacy and detect deficiencies or missing information.
  • Verified real customer identity using official address proofs and established complete organizational structures up to the natural person level.
  • Performed adverse media and sanctions screening for entities and associated parties using global screening tools.
  • Accurately updated client profiles in the source system, assigning appropriate risk ratings based on compliance findings.
  • Reviewed AML alerts generated by the transaction monitoring system to identify and assess potential financial crime risks.
  • Conducted initial investigations using internal and external research tools to assess whether alerts indicated suspicious activity or plausible transactions.
  • Identified and escalated suspicious or unusual transactions, non-compliant activities, and high-risk behavior in line with regulatory expectations.
  • Thoroughly documented rationale for each alert closure or escalation, ensuring clarity and audit readiness.
  • Analyzed customer transaction patterns and business activities to identify red flags, including potential money laundering or terrorist financing.
  • Independently evaluated internal and external data trends to determine next steps—closure or escalation—and communicated decisions effectively.
  • Managed transaction monitoring activities under AML/CTF compliance programs, with a specific focus on non-correspondent banking for the UAE.
  • Handled alerts and risk events using Enterprise Case Management (ECM) tools, following internal Detection Operating Instructions (DOI).
  • Applied Financial Crime Compliance (FCC) and Group AML policies consistently while mitigating risks and escalating SAR-worthy cases to Country Reviewers.
  • Raised appropriate RFIs (Requests for Information) to clarify customer behavior, understand transaction purposes, and support risk decisions.

KYC & Enhanced Due Diligence Analyst

HCL-BESERV
Chennai
08.2017 - 11.2021
  • Examined over 500 customer profiles to assess compliance and reputational risks, using rigorous, proprietary investigative methodologies.
  • Performed Enhanced Due Diligence (EDD) on entities classified as low, medium, and high risk, based on customer profile and transactional behavior.
  • Ensured adherence to global Customer Due Diligence (CDD) procedures, including alignment with Australian regulatory requirements.
  • Identified the Ultimate Beneficial Owners (UBOs) of corporate clients, including those with complex ownership structures, or indirect control via key controllers and connected parties.
  • Reviewed all required KYC documentation and regulatory information to assess the legitimacy of UBOs, especially those appearing inconsistent with the client’s declared profile.
  • Analyzed the nature of business, source of funds (SOF), and source of wealth (SOW) of both entities and their UBOs to determine financial crime risk.
  • Conducted in-depth public domain searches to gather additional insights on entities, identify adverse information, and screen for PEP involvement, or suspicious associations.
  • Performed World-Check screening on entities and all related parties to identify high-risk factors and potential sanctions exposure, and escalated findings to the compliance team as required.
  • Collaborated closely with senior managers and cross-functional business units to ensure AML/KYC processes remained in compliance with internal standards, and regulatory obligations.

Sr. Process Support Executive

Emico Solutions Limited
Chennai
05.2016 - 07.2017
  • Delivered multi-channel customer support via email, social media, live chat, helpdesk, and phone to ensure timely resolution of client issues.
  • Assisted customers with inquiries, technical issues, order tracking, and service requests, while maintaining high service quality standards.
  • Logged interactions, followed up on unresolved cases, and coordinated with internal teams to ensure customer satisfaction, and retention.

KYC Process Associate

Tata Consultancy Service
Chennai
12.2010 - 04.2016
  • Performed due diligence for corporate clients by identifying entity types and collecting required documents, accordingly.
  • Conducted enhanced analysis on entities classified as low, medium, and high risk, based on client profile and transactional behavior.
  • Identified Ultimate Beneficial Owners (UBOs), including those in complex ownership structures, key controllers, and connected parties.
  • Flagged red flags, high-risk products, high-risk jurisdictions, and involvement with sanctioned countries.
  • Conducted adverse media and PEP screening using World-Check to assess reputational and regulatory risks.
  • Assessed the nature of the business, source of funds (SOF), and source of wealth (SOW) for entities and their UBOs.
  • Investigated and evaluated transaction alerts to identify potential money-laundering activities.
  • Ensured prompt identification, monitoring, and reporting of suspicious activities to the AML Compliance Officer and the Financial Intelligence Centre at the Bank of USAA.
  • Maintained up-to-date knowledge of money laundering, terrorist financing trends, typologies, regulations, and industry best practices.
  • Assisted in identifying procedural weaknesses, and recommending AML training requirements for continuous improvement.
  • Provided subject matter expertise and guidance to employees on remediation actions for high-risk accounts.
  • Investigated and resolved AML and sanctions-related alerts thoroughly, and in a timely manner.
  • Supported AML compliance training initiatives, including the design and delivery of in-person sessions for new employees, and ongoing awareness programs.

Quality Analyst

Lason India Pvt Ltd
Chennai
04.2010 - 11.2010
  • Accountable for process execution, identifying issues, and providing preventive and corrective measures for the process handled.
  • Analyzed and identified bugs and nonstandard information from internal and external documents, and categorized based on its severity (low, medium, high, and critical).
  • Aligned and managed up-to-date quality documents without any discrepancies.
  • Provided corrective actions for the issues, bugs identified.
  • Regular requirement reports (weekly, monthly), quality reports.
  • I represented the team in discussions with the client, translating requirements to support the activity.
  • Clarified numerous customer queries, and proactively solved technical issues.

Education

B.Tech - Information Technology

Ranipettai Engineering College
Walajapet ( Vellore )

Skills

  • Banking and insurance
  • KYC compliance
  • Risk assessment
  • Transaction monitoring
  • Adverse media screening
  • Client profiling
  • Team leadership
  • Regulatory compliance
  • Financial crime prevention
  • HTML
  • XML

International Work Experience

  • Worked with a CBA (Commonwealth Bank of Australia) client for 2 months in Australia for KYC and transaction monitoring.
  • 3 months in UAE for the AML Transaction Monitoring Process.

Timeline

Team Lead

WNS Global Services Pvt Ltd
11.2021 - Current

KYC & Enhanced Due Diligence Analyst

HCL-BESERV
08.2017 - 11.2021

Sr. Process Support Executive

Emico Solutions Limited
05.2016 - 07.2017

KYC Process Associate

Tata Consultancy Service
12.2010 - 04.2016

Quality Analyst

Lason India Pvt Ltd
04.2010 - 11.2010

B.Tech - Information Technology

Ranipettai Engineering College

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