Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Ganesh Khalane

Pune

Summary

Accomplished Credit Risk and Data Analytics Professional with a proven track record at Citibank, leveraging SAS Programming and Python to enhance credit risk models and decision-making processes. Skilled in data visualization and management, demonstrated through successful regulatory model implementations significantly mitigating risk and informing strategic decisions.

Overview

12
12
years of professional experience
1
1
Certification

Work History

AVP - Senior Credit Risk Analyst

Citibank
10.2021 - Current
  • Working on Implementing regulatory models like CECL/CCAR, BASEL along with calculating key risk parameters like PD, LGD, EAD and RWA for accessing risk and ensuring adequate capital to cover potential losses.
  • Deploying decision models using SAS/PYTHON on Unix servers for the US ECM Branded Cards portfolio (e.g., Balance Consolidation, Credit Line Increase/Decrease, Business and Consumer Probability of Default)
  • Analyzing customer behavior using key metrics including payment history, credit utilization ratio, credit scores, transaction patterns, to enhance decision making processes and mitigate credit risk.
  • Performing stress testing for regulatory models to assess their capital adequacy under adverse economic scenarios.

Senior Data Analyst

IBM
12.2018 - 09.2021
  • Led migration and automation of legacy BAU processes which were broadly used for regulatory reporting purpose from SAS to Hadoop using HDFS, utilizing HQL for performance enhancement.
  • Provided insightful recommendations based on thorough examination of trends, patterns, and anomalies within large datasets.
  • Developed Data Lineage process using python to get to the golden source for any modelling variable.
  • Generated interactive Tableau dashboards to visualize key business metrics for account analysis

SAS Consultant

Accenture
01.2015 - 08.2018
  • Developed SAS codes to implement pre-post methodology and calculating lift percentages for Life Time value analysis of Microsoft user across operating systems and browsers.
  • Performed various SAS Administration tasks using SAS Management Console(SMC).

SAS Programmer

Tata Consultancy Services
10.2012 - 12.2015
  • Migrated BASEL II process from legacy process to SAS Grid by processing customer and account data, transaction data, defaults and recovery data to etc. to generate reports like Liquidity Coverage Ratio (LCR) report, Leverage report, Stress Testing results etc.

Education

Bachelor of Engineering - Computer Science

Mumbai University
Mumbai

Skills

  • SAS Programming
  • Python
  • SQL
  • Tableau Reporting
  • Unix Shell Scripting
  • Data Analysis / Management
  • Data Visualization

Certification

  • Python CEP (PCEP-30)
  • SAS Viya Programming Associate (A00-415)
  • Advanced SAS Certified Programmer (A00-212)
  • Tableau Desktop Specialist (TDS-C01)


Timeline

AVP - Senior Credit Risk Analyst

Citibank
10.2021 - Current

Senior Data Analyst

IBM
12.2018 - 09.2021

SAS Consultant

Accenture
01.2015 - 08.2018

SAS Programmer

Tata Consultancy Services
10.2012 - 12.2015

Bachelor of Engineering - Computer Science

Mumbai University

Similar Profiles

CREATE PROFILE
Ganesh Khalane