Ganeshbabu Gongidi
Hyderabad
Summary
Seeking a position to utilize my skills and abilities in an industry that offers professional growth while being resourceful, innovative and flexible.
Overview
4
4
years of professional experience
Work History
Operations Officer
IKF HOME FINANCE LIMITED
10.2023 - Current
- Handling Disbursement PRODUCTS: Home loan- LAP, HOME LOANS from all Telangana Branches
- Checking of the files for complete documentation which includes KYC, Agreements, Disbursal Docs, and Approval Sanction Conditions
- To Full Fill the KYC norms of the customer as per policy towards file movement
- Preparing daily MIS of day to day disbursement
- Disbursement Processing LAP & HL files as per policy
- File processing and movement from Disbursement to Dispatch
- All completed files checking send to head office
- Preparation of MIS Reports and Maintain the TAT of file
- Handling Original Document Release Process
- Handling PDD Related Documents
- Coordinating with Credit Managers and Sale Managers and Coordinating with vendors’ team which Conducting Technical, Legal, FU and RCU Verification.
Operations Executive
HDB Financial Services Ltd
07.2022 - 10.2023
- Handling Disbursement PRODUCTS: PL, PLI, PL(SAL),LAP,EBL and CV Used and new vehicles Files
- Customer Services at branch level
- Checking of the files for complete documentation which includes KYC, Agreements, Disbursal Docs, Approval Conditions
- Verify the Collateral documents which is received from customer as per legal, technical, vetting reports
- Handling Disbursement of PL, PLI,LAP, EBL and CV Used and new vehicles Files
- Received original collateral documents from the customers and verify
- Pre disbursement of file verify the subject to condition which mentioned in approval mail as per credit concern
- Verify the CPV,RIC &FC reports and deviation approval mail like MOTD, OTC, ROI and Insurance waivers
- Maintain of disbursement MIS
- Follow-up with Sales Co-ordinate for timely submission of PDD
- Reduce the branch fraud by over
- Investigated and prevented suspected fraud activity for all files
- Performed to the branch internal audit & external audit
- Successfully and proactively managed risk in every business transaction leveraging identifying and escalate
- Post disbursement clear the PDD and if any error raised by COPS
- Initiating of loans closures for all loans
- Day to day cash and cheque collection received form collection team and agencies
- Cash and cheque handover to pick up agencies for bank deposits respective entries has to be done in portal
- Receiving refund request and process
- One of the custodians of lockers and keys
- Generating invoice's for branch claims
- Maintain complete branch admin
- Dispatch of completely distribute files and collateral documents to central HUB.
Team Leader -RCU
I-Process Services (India) Pvt Ltd.
09.2020 - 06.2022
- Handling online and offline checking products: Home loans and Credit cards Files
- Responsible checking all documents kyc and income documents for disbursement of home loans for salaried and self employed non professionals and creditcards related kyc and income documents, Maintaining TAT in I-Disburse and I-lens
- Ensure find out error in kyc documents and income documents while delivering on policy and process requirement
- Checking of the files for complete documentation for home loans which includes Dm and technical report and santion letter and agreements
- Checking legal report along all linked documents in resale property and in case builder purchase checking with builder letter head and builder account details
- Keeping track on PDD cheque along documents Clearing of all pdd find out errors if any
- Daily maintain MIS publishing and Regular Publishing processing of files.
Education
MCA - Computer Applications
Acharya Nagarjuna University
Skills
- Detail-oriented
- Motivated with a passion to learn quickly
- Very consistent and reliable
- Can work effectively both independently or as a part of team
- Ability to understand and work to achieve different business requirements
- Ability to interpret technical documentation
- Ability to handle tight deadlines
- Effectively identify and resolve problems using creativity and available resources
- Operating Systems: Windows 2000 Windows XP & Windows 2007
- Packages: MS Office including Outlook, XL, Power point, Word
Languages
English
Hindi
Telugu
Personal Information
- Father's Name: Satyanarayana
- Date of Birth: 07/08/1988
- Gender: Male
- Marital Status: Married
Disclaimer
I, hereby declare that the above given information and particulars are true and correct to the best of my knowledge.
Timeline
Operations Officer
IKF HOME FINANCE LIMITED
10.2023 - Current
Operations Executive
HDB Financial Services Ltd
07.2022 - 10.2023
Team Leader -RCU
I-Process Services (India) Pvt Ltd.
09.2020 - 06.2022
MCA - Computer Applications
Acharya Nagarjuna University