Gangadhar G. Bentur
Kotak Mahindra Bank Ltd
Bengaluru
1
Certification
18
years of professional experience
Seeking a promising career that provides an opportunity to apply and enhance my current skills to the maximum & acquire new skills to contribute constructively to the growth of organization for mutual benefit.
Work History
Location Manager Screening and Sampling
4 Years 11 Months- Screening and Sampling Review on all account open forms on daily basis
- Focus on High risk Accounts
- Review 100% of forms processed by new hires or staff with previous errors
- Handling the Branches audit compliance’s and subsequently maintain the “Action Taken Report
- Conducted risk based process review / audit in retail branches and finalizing the audit reports basis observations.
- Ensure Audit rating to be satisfactory and closure of audit report within proper time lines
- Responsible for ensuring Internal Control at the Branch by proper checks and balances with routine banking transactions and ensuring customer satisfaction and first level of scrutiny and authenticating of KYC and signing AOF for ensuring KYC Compliance of every opened account & Deposits
Cluster Operations Manager
3 Years 4 Months- Accountable for co ordination of audits and closure of audits findings within timelines
- Monitoring 100%regulatory and process compliance reporting branches and Continue follow up with branches to follow the compliances
- Visiting branches on monthly basis and checking overall compliance of the branches and submitting checklist to the Regional office
- Before processing applications complete checking all details Zero error free (Individual Loan(IL) ,Group loan(GL) ,account opening forms Saving ,current a/c)
- Train the branch operation team on new process /system for account opening,cash transactions and other operational process
Deputy Branch Manager
1 Year 2 Months- Tracking all resources daily productivity on NTB CASA and fee income.
- Meeting high value customer like society,trust,school and college account.
- Ensuring all staff achieve their monthly CASA and fee income target.
- Generating Revenue through sale of CASA, TFX and third party products like Life, Health and General Insurance.
- Conducting daily morning huddles to discuss daily plans and agenda for employees
- Conducting marketing activities to create awareness about Bank & Bank Services.
- Identifying prospective clients, generating business from the existing clientele to achieve business targets through customer-centric up-selling
- Sourcing Agricultural loan (field visit ,collecting document ,updating documents and follow up till disbursement )
- Meeting incremental monthly liabilities target in averages generating revenue through cross-selling of third-party-products (Mutual Funds, Insurance, General Insurance)
- Sourcing and Handling Jewel Loan Valuation and processing till disbursement
Deputy Manager
6 Years 10 Months- Branch administration
- Authorization of all vouchers.
- Maintenance of all registers such as inward & outward mails, leave register ,expense register etc. pertaining to cluster office.
- Maintaining all physical documents for Audit purpose
- Ensuring quality customer service is delivered
- Retail Assets Application & Processing
Education
Master of Business Administration
Karnatak University
National Securities Depositaries Operations Certificate
Bachelor of Commerce
Skills
Workload planning
Customer service
Team supervision
Sales development
Accomplishments
- Qualify for TPP(Li) Oscar award from 2011 to 2015
- Weekly TPP(LI) qualify (Feb 2014 to March 2014)
Certification
- [Area of certification] Training - [Timeframe]
Timeline
Location Manager Screening and Sampling
Kotak Mahindra Bank Ltd
09.2021 - CurrentRead More
Cluster Operations Manager
Ujjivan Small Finance Bank
05.2018 - 09.2021Read More
Deputy Branch Manager
ICICI Bank Ltd, Khanapur
11.2015 - 01.2017Read More
Deputy Manager
Axis Bank Ltd, Chikkodi
01.2009 - 11.2015Read More
Karnataka University
Bachelor of Commerce
Read More
National Securities Depositaries Operations Certificate
Read More
Institute of Management Studies & Research
Master of Business Administration
Read More
Professional Summary
- Master of Business Administration and Bachelors in Commerce with 15+ years of Experience in Retail Banking and Micro Banking
- Presently working with Kotak Mahindra Bank Ltd as Location Manager Screening and Sampling
- Worked with Ujjivan Small Finance Bank as Cluster Operations Manager
- Worked with ICICI Bank Ltd as Deputy Branch Manager II
- Worked with Axis Bank as Deputy Manager
- Task oriented with excellent analytical and problem- solving skills .Have excellent communication, interpersonal and presentation skills.