Accounting professional with strong analytical and problem-solving skills. Known for reliability, adaptability, and effective team collaboration. Proficient in financial reporting, reconciliations, and regulatory compliance. Focused on driving accuracy and efficiency in all accounting processes.
Hi, I’m
Garima Aggarwal
Chartered Accounatnt
Delhi
Summary
Overview
11
years of professional experience
4
Certifications
Work History
Agarwal Kamal Kumar & Associates
Taxation & Accounting Associate
08.2014 - Current
Job overview
- Managed financial accounting and statement finalization, including consolidation, bank reconciliation, and ledger accuracy.
- Automated bookkeeping processes, eliminating duplicate entries, for improved tracking and financial record accuracy.
- Conducted physical stock verification, analyzed inventory patterns, and implemented stock control procedures.
- Reviewed foreign currency receipts, ensured correct debtor reporting, and recorded foreign exchange fluctuations.
- Managed over 1,000 monthly data entries through automation, enabling faster revenue tracking and timely compliance.
- Filed GST returns and reconciled data with financial statements, preparing accurate GSTR-9 annual return submissions.
- Advised clients on TDS applicability and withholding tax for overseas remittances, ensuring optimal tax benefit utilization.
- Analyzed employee tax incentives and remuneration plans for tax efficiency in accordance with statutory provisions.
- Prepared Form 15CA/CB for cross-border remittances in compliance with RBI and Income Tax regulations.
- Drafted GST and income tax responses, successfully reducing a show-cause demand of INR 3 crore for a client.
- Represented clients before Income Tax Authorities during direct tax assessments and appeals, ensuring compliance defense.
- Conducted statutory and tax audits, prepared audit schedules and reports, ensuring adherence to accounting standards.
- Allocated and administered fiscal resources, ensuring compliance with direct and indirect tax requirements and deadlines.
- Identified incorrect revenue recognition in hospital accounts, corrected it, and increased annual revenue by over 40%.
- Recommended entity types for clients, facilitating optimal fund withdrawal from Indian operations, and ensuring compliance.
- Assisted advocates with finance-related research, queries, and drafting, supporting taxation, and accounting advisory.
- Automated reconciliation and bookkeeping workflows enhance efficiency, accuracy, and compliance reliability.
- Introduced structured data management and reporting systems to ensure real-time visibility into financial performance.
- Oversaw documentation and reporting of expenses, sales and other transactions.
- Reconciled account information and reported figures in general ledger by comparing to bank account statement each month.
- Increased departmental organization by maintaining accurate records of financial transactions and creating detailed reports.
- Maintained a high level of confidentiality and professionalism when handling sensitive financial information, promoting trust among clients and colleagues.
- Assessed data and information to verify entry, calculation, and billing code accuracy.
- Organized budget documentation and tracked expenses to maintain tight business controls.
- Addressed and resolved complex and unexpected variances.
- Provided exceptional customer service while addressing client inquiries regarding their financial matters in a timely manner.
- Completed bi-weekly payroll for company employees.
- Contributed to successful completion of special projects as assigned by senior management or partners in the firm.
- Collaborated with auditors to ensure compliance with regulatory requirements during annual audits.
- Streamlined accounting processes for increased efficiency and reduced errors in financial reporting.
- Managed vendor relationships effectively to negotiate favorable payment terms and pricing agreements that benefited the organization''s bottom line.
- Prevented potential fraud by implementing effective internal controls and regularly reviewing transactional data for unusual activity or inconsistencies.
- Conducted thorough account analysis to identify trends, discrepancies, and areas needing improvement within the company''s finances.
- Improved cash flow management with timely invoicing and collections efforts.
- Enhanced financial accuracy by consistently reconciling accounts and resolving discrepancies.
- Directed gathering of required documentation and files for account audits and completed reviews.
- Ensured adherence to GAAP standards by maintaining proper documentation supporting all financial transactions recorded in the general ledger.
- Supported budget preparation, providing detailed analysis and forecasts to assist in financial decision-making.
- Assisted with implementing sustainable practices in financial operations, leading to cost savings and environmental benefits.
- Supported merger and acquisition activities, preparing financial analyses and due diligence reports.
- Ensured compliance with tax regulations by accurately preparing and filing tax documents.
- Conducted variance analysis to identify discrepancies between projected and actual financial performance, enabling timely adjustments.
- Facilitated cross-functional team collaboration, working closely with sales and operations to ensure alignment on financial goals.
- Streamlined invoice processing, significantly reducing errors by meticulously reviewing and reconciling financial documents.
- Optimized cash flow management, closely monitoring and forecasting cash requirements to meet operational needs.
- Strengthened vendor relationships by ensuring timely and accurate payments, utilizing effective communication and negotiation skills.
- Reduced processing times for expense reports by implementing more efficient digital submission system.
Education
Mewar Law College
LLB
01.2026
University Overview
Institute of Chartered Accountants of India
Chartered Accountant
01.2014
University Overview
Cleared all levels in 1st attempt
Skills
- MS Excel
- Data Analysis
- Financial Modelling
- ERP/SAP
- Financial Accounting
- Bookkeeping
- Auditing
- Direct and Indirect Taxation
- Legal and Regulatory Compliance
- Financial Reporting
- Statutory and Tax Audit Management
- Reconciliation
- Documentation
- Strategic Communication
- Interpersonal Skills
- Customer Engagement
- Advisory
Certification
Forensic Accounting and Fraud Detection, ICAI, 2021-01-01
Timeline
Taxation & Accounting Associate
Agarwal Kamal Kumar & Associates
08.2014 - Current
Institute of Chartered Accountants of India
Chartered Accountant
Mewar Law College
LLB
Leadership Experience
Leadership Experience
- Managed hospitality & construction business operations for 4 years, driving consistent growth and operational efficiency.
- Executed multi-channel advertising campaigns, optimising budgets and achieving measurable ROI and engagement.
- Analysed sales and customer data to assess campaign performance, uncover insights, and refine marketing strategies.