Gaurav Bhandari

Retail Assets – Credit Manager with experience in Secured (Mortgages and Car Loan) and Unsecured (Personal Loans, Business Loans and Education Loans) Funding

• Dealt with SENP, SEP, Salaried and NRI Customer Segments in the Mortgages Product.

• Experience in complete Underwriting for HL, LAP, LAP OD and LAP DLOD products.

• Experience in LRD proposals and Cross-collateral profiles.

• Initiatives taken for in-person Personal Discussion with the customer.

• Experience in Disbursements of all the Mortgage Products with Legal and Technical knowledge for the collaterals offered.

• Handled high value cases up to the value of Rs. 5 Crores.

• Underwriting experience in Affluent and HNI Customer segment.

• Experience in handling the critical Post Disbursement Documents of the customers.

• Experience in communicating with DMA Channel and understanding the Customer Background with the channel for case specific.

• Experience in Affluent customer onboarding with better TAT.

• Experience in Sales for customers all over Tamil Nadu as a part of Customer 360 Drive.

Student Account Executive, Outgoing Education Sector (oGTE) Scrum Master, Team Consideration

• Experience in Sales for Student Exchange programs in respect to Social Cause and satisfying the 17 Sustainable Goals.

• Scrum Master for Team Consideration – Lead a team for a project towards 17 Sustainable Goals.