GAURAV BHARDWAJ

• Worked closely with organizational leadership and board of directors to guide operational strategy.
• Aligned department vision, goals, and objectives with company strategy to achieve consistently high results.
• Exercised appropriate cost control to meet budget restrictions and maximize profitability.
• Fostered work culture of collaboration and inclusion to increase morale and reduce turnover.
• Drove strategic improvements to enhance operational and organizational efficiencies.
• Set organizational goals and objectives to guide and direct company focus and achieve mission fulfillment.
• Built and maintained strong company teams by hiring and training qualified staff to create positive and productive work environments.
• Formulated and executed strategic initiatives to improve product offerings.
• Represented organization at industry conferences and events.
• Led recruitment and development of strategic alliances to maximize utilization of existing talent and capabilities.

- Review & Finalization of books of accounts and completion of annual reports including all footnote disclosures as per IND AS guidelines
- Modeling and review of various MIS
- Accounting module implemented in liasoning with Oracle (Fusion) accounting module
- Modeling and Review of Business Projection and reviewing for analyzing the performance of historical number while preparing forecast of business number and Projection
- Delivered business strategy and developed systems and procedures to improve operational quality and team efficiency

- Created and distributed reports on internal and external finances, audits, and budgets.

- Formulated strategic plans and supported tactical initiatives to execute cost-savings deliverables.

- Introduced internal controls to monitor critical areas of financial control and taken corrective actions to address risks or deficiencies.

- Directed corporate decision-making and planning by monitoring and setting policies and procedures to optimize fiscal performance.

• Managing Accounts, Finance, MIS, System Customization and Compliance Department
• Review & Finalization of books of accounts and completion of annual reports including all footnote disclosures as per IND AS guidelines
• Modeling and review of various MIS
• Accounting module implemented in liasoning with Oracle (Fusion) accounting module
• Modeling and Review of Business Projection and reviewing for analyzing the performance of historical number while preparing forecast of business number and Projection
• Delivered business strategy and developed systems and procedures to improve operational quality and team efficiency

• Managing Accounts, Finance, Business Development, MIS, System Customization, Liasoning with Rating agencies and Compliance Department
• Preparation & Finalization of books of accounts and completion of annual reports including all footnote disclosures as per IND AS guidelines
• Preparation of various MIS
• Accounting module implemented in liasoning with Omnifin lending module
• Preparation of Business Projection and Responsible for analyzing the performance of historical number while preparing forecast of business number and Projection
• Delivered business strategy and developed systems and procedures to improve operational quality and team efficiency
• Enhanced operational efficiency and productivity by managing budgets, accounts
• Prepared financial model for different vertical to structure their efficiency and productivity, Monitored all major expenses i.e Payroll, direct business expenses to ensure accuracy along with proactively identifying and implementation of corrective actions
• CMA report in order to get fresh borrowing, allocation of excess funds to various types of easily liquidating investments depending on their rate of return
• Efficiently Managed treasury and cash management by overseeing reconciliation of banking activity to maximized year-end tax benefits
• Ensuring all guidelines to be adhered by HFC as directed by NHB, Filing of all NHB periodical returns, Implemented & maintained GST process as per guidelines, Ensured other statutory requirement i.e TDS, Income tax etc
• Led company to successful product launch and growth by developing initial product roadmap and go-to-market strategy.

• Strengthened communication skills through regular interactions with others.
• Managed time efficiently in order to complete all tasks within deadlines.
• Skilled at working independently and collaboratively in a team environment.
• Identified issues, analyzed information and provided solutions to problems.
• Accounts – Preparation of periodical books of accounts, various MIS, Accounting module implemented in liasoning with FinOne lending module.
• Statutory & NHB Compliances – Ensuring all guidelines to be adhered by HFC as directed by NHB, Filing of all NHB periodical returns, Implemented & maintained GST process as per guidelines, Ensured other statutory requirement i.e. TDS, Income tax etc.

Manappuram Home Finance Ltd & Manappuram Finance Ltd

• Preparation and finalization of Monthly, Quarterly, Half Yearly and Annually Books of Accounts, Coordinating with Statutory Auditor for Auditing Books of Accounts, Preparation of various MIS on periodical basis as well as on requirement, Presented Financial Performance Q1-Q3 of FY15-16 of company in Audit Committee.
  Statutory & NHB Compliances - Monitoring Tax related aspects i.e. deducting and depositing TDS, preparation and filing
  of TDS Return (form 24Q, 26Q and 27Q), Monitoring Service Tax compliances, remittances & filing of Service Tax returns, Preparation and submission of Regulatory Returns (Monthly, Quarterly, Half Yearly and Annual Returns) with National Housing Bank (NHB). Managing NHB Yearly Inspection.
  Treasury - Liasoning with banks for getting fresh fund as per requirement, Liasoning with banks to fulfill their requirement in regard to existing borrowings, Preparation of ALM Return, ALCO presentation & Minutes, Investment – As per Investment Policy, allocation of excess funds to various types of easily liquidating investments depending on their rate of return, Credit Rating Agency relations – Keep informed of the company’s financial results &
  conditions

• Accounts - Balance Sheet / Cash Flow Analysis for providing explanation of changes in the financial position of the company. Preparation of Management Information System like analysing system related to Export & Import process, analysing all the expenses related thereto, making Report. Income Statement Analysis of different cost and revenue components on multiple dimensions for identifying right business insights and understanding
  of variances. Responsible for Debtors Reconciliation. Analysing budget vs. actual on a periodical basis including variances to budget and reasons for significant variances.
  Statutory Compliance - Maintaining Payment Department with all statutory compliances i.e. preparation and Filing of Returns (VAT), maintaining details of TDS Receivable.