Summary
Overview
Work History
Education
Skills
Personal Information
Technical skills
Timeline
Generic

Gaurav Bhatt

Ghaziabad

Summary

Trade Management and Corporate Credit Analyst with experience at Barclays, skilled in structuring customized corporate lending solutions and improving operational efficiency. Expertise in credit risk analysis and regulatory compliance, achieving successful results in complex transactions. Committed to delivering outstanding client service while maintaining strong collateral management and covenant monitoring.

Overview

6
6
years of professional experience

Work History

Trade Management & Corporate Credit Analyst

Barclays
Noida
02.2022 - Current
  • Managed end-to-end corporate lending and trade transaction workflows for multinational clients including EY, Deloitte, PwC, and McDonald's, overseeing loan structuring, disbursement, and post-trade lifecycle events across credit and capital markets products
  • Processed OTC derivatives, FX, and securities transactions with high accuracy, ensuring timely trade capture, confirmation, matching, and settlement in line with regulatory (EMIR/Dodd-Frank) and internal deadlines
  • Coordinated with front office, counterparties, custodians, and internal stakeholders to resolve trade discrepancies and confirmation breaks, reducing settlement risk and enhancing operational efficiency
  • Structured and facilitated corporate credit facilities (term loans, working capital lines, structured finance) tailored to business needs such as infrastructure investments and operational expenses, ensuring compliance with internal credit and documentation standards
  • Managed collateral assessment and risk mitigation by evaluating, documenting, and monitoring a range of securities including debentures, commercial property, and land, ensuring enforceability and accurate valuation
  • Oversaw daily trade lifecycle events for interest rate swaps, FX forwards, and equity derivatives (including resets, fixings, and settlements), ensuring accurate reporting and risk control
  • Utilized platforms such as MarkitWire, Bloomberg, and SWIFT for multi-asset trade processing, confirmation, and reconciliation, maintaining strong STP (straight-through processing) and minimizing exceptions
  • Delivered detailed financial and risk analysis in support of credit sanction proposals; monitored covenant compliance, exposure limits, and portfolio performance to detect early warning signals
  • Facilitated seamless client onboarding by coordinating KYC/AML compliance, account setup, and documentation in accordance with regulatory and internal policies
  • Collaborated cross-functionally with relationship managers, legal, compliance, and risk teams to ensure full lifecycle support for credit and trading activities

Senior Mortgage Consultant (Commercial )

Barclays
Noida
01.2020 - 02.2022
  • Managed a diversified portfolio of commercial secured lending transactions, including commercial mortgages, ensuring tailored structuring and disbursement to meet the specific financial objectives of mid-to-large enterprises.
  • Facilitated the valuation and onboarding of multiple asset classes—including commercial real estate, debentures, and fixed business assets—used as collateral for secured loan products, ensuring robust collateralization, and compliance with internal lending frameworks.
  • Conducted end-to-end credit assessment and risk evaluation for commercial borrowers, aligning financing structures with business needs, such as property acquisition, infrastructure expansion, and capital expenditure planning.
  • Collaborated with legal, compliance, and collateral teams to ensure the accuracy and enforceability of security documentation, including mortgage deeds, lien registrations, and charge perfection for commercial properties.
  • Worked closely with underwriters, relationship managers, and third-party valuers to complete due diligence on commercial properties and borrower financials, ensuring accurate loan-to-value (LTV) ratios, and risk-adjusted returns.
  • Facilitated tailored lending solutions such as lease rental discounting (LRD), loan against property (LAP), and term loans secured against commercial assets, catering to client-specific funding requirements, like working capital management and operational cost coverage.
  • Ensured periodic review of collateral adequacy, and monitored repayment performance, covenant adherence, and asset marketability to proactively mitigate credit risk.

Education

Bachelors in Technology -

Krishna engineering college
Ghaziabad, Uttar pradesh
06.2019

Higher secondary Education -

CBSE
New Delhi, Delhi
05.2014

Skills

  • Corporate Lending Operations
  • Credit Risk Analysis
  • Trade Lifecycle Management
  • OTC Derivatives Processing
  • FX and Securities Settlement
  • Collateral Management
  • Covenant Monitoring & Exposure Management
  • Regulatory Compliance (EMIR, Dodd-Frank)
  • Loan Structuring & Disbursement
  • Financial Statement Analysis
  • Post-Trade Operations
  • Trade Confirmation & Matching
  • Reconciliations & Break Resolution
  • KYC/AML Compliance
  • MIS & Credit Reporting

Personal Information

Technical skills

  • Markit Wire
  • SWIFT
  • Loan management systems
  • Microsoft Excel (VLOOKUP, PivotTables, etc.)
  • Trade booking and settlement systems (e.g., Calypso, Murex)
  • Document management systems
  • Loan IQ
  • Zeus

Timeline

Trade Management & Corporate Credit Analyst

Barclays
02.2022 - Current

Senior Mortgage Consultant (Commercial )

Barclays
01.2020 - 02.2022

Bachelors in Technology -

Krishna engineering college

Higher secondary Education -

CBSE

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Gaurav Bhatt