Gaurav Chinda

Job Profile - Home Loans & LAP

Responsibilities

• Approve or reject loan applications, based on credibility, potential revenue, and losses.
• Consider loan application for salaried profile under the Salaried Income Program.
• Consider loan application for SENP/SEP under Net Profit, LIP, GST Surrogate, Banking Surrogate Program, Low LTV Program for manufacturing, trading, and service sector.
• Capable of assessing & handling cases ranging from Rs. 5 Lakhs to Rs. 300 lakhs, with decisioning of 75 to 80 files per month, showcasing a wide range of financial proficiency.
• Geographic Responsibility: Overseeing the Rohtak and Hisar areas to ensure effective financial management.
• Coordinate with the Sales team, Ops team, FCU team, Legal Team, Technical team, and Internal underwriting team for smooth flow of process.
• Fraud Detection and Proper Due Diligence for applications in WIP.
• Ensure all lending procedures comply with regulations.

• Direct Tax compliance-Preparation and Filing of Income Tax Returns & TDS, Assistance in advance tax computation, Computation of Income for company, firm & individuals
• Tax Audit-Preparation of 3CA/3CD & 3CA/3CB, Filing tax audit report online
• Statutory Audit- Checking Compliance of Schedule III & Accounting standards, Checking GST reconciliation, Compliance of cut off procedure, Compilation of Audit Documents, Preparation of Audit Report
• Accounting- Preparation & Finalization of Books of account related to company, firm & individuals
• Bank Audit- Statutory Audit of State Bank of Indiacre

• Finalization of Books, Preparation of Income Tax Returns, Tax Audit, Statutory audit

• Statutory Audit, Tax Audit, Accounting, Incorporation of Companies