Summary
Overview
Work History
Education
Timeline
Generic

GAURAV GOYAL

Jaipur,Rajasthan

Summary

OBJECTIVES Seeking a position to utilize my skills and abilities where I can enhance my skill & strength in conjunction with company’s goal and objectives.

Overview

12
12
years of professional experience
3
3
years of post-secondary education
1
1
Language

Work History

Manager

Kotak Mahindra Bank Limited
04.2021 - Current
  • Handling Disbursement team of C Scheme Jaipur Branch
  • Authorization of files and payment of PL, BL,LCV,CV, CE, HF,LAP and RHB cases
  • CERSAI Creation of mortgage cases and update the Details in System Post Disbursement of LAP and HL Files
  • Taking care disbursement and post disbursement activities of HF /LAP and RHB Cases
  • Undertake custodianship of executed loan documents ,title deed/Document Register , Disbursement Vouchers and ensure timely release of title deeds and NOC during account closure
  • Manage for Dispatch of PDD and Property Papers of Mortgage Loans and Original Invoices of Non assets of Commercial Loans to HO
  • Resolve the Audit Queries , Raised be auditors of HO
  • Conducting training for Sales and Credit Team for Policy updation on time to time for Smooth Disbursement
  • Resolving the issues of Business team as per relevant approvals like, Interest Refund or any excess refund , waiver of penal or bouncing charges by taking appreciate authority approval
  • Maintain the Branch Score Card as per defined parameters.

Deputy Manager

Kotak Mahindra Bank Limited
07.2018 - 03.2021
  • Execute Disbursement of HF /RHB/and LAP/CE Files
  • Authorization of files PL, BL,LCV,CV

Operation Executive

E-Nxt Financial Services Ltd(Tata Capital Financial Services Limited )
09.2016 - 07.2018
  • CERSAI Creation of mortgage cases and update the Details in System Post Disbursement of LAP HL and RHB Files
  • Resolve the Audit Queries , Raised be auditors of HO
  • Resolving the issues of Business team as per relevant approvals like, Interest Refund or any excess refund , waiver of penal or bouncing charges by taking appreciate authority approval
  • Two Year Working Experience in HDB Financial Services Limited as a OperationExecutive, Disbursement of Lap, PL and BL Files of Jaipur, Jodhpur, Bikaner and Kota location for DSA vertical
  • Maintain FTR Ratio disbursed files 97%
  • Responsible for Cheque deposition of Customer for EMI and Prepayment, Part payments
  • Prepare CMS Tracker and update on daily basis
  • Maintain Collection Receipt Book Register and Check Receipt book Stock on daily basis
  • Servicing of Existing Clients on matters like IT Certificates, Loan Account statements, NOC issuance, Prepayment and resolve other related issues
  • Undertake custodianship of executed loan documents ,title deed/Document Register , Disbursement Vouchers and ensure timely release of title deeds and NOC during account closure
  • Update the Repayment mode of Customers and Send to Head Office
  • Resolve the Audit Queries , Raised be auditors of HO
  • Conducting training for Sales Team for Policy updation on time to time for Smooth Disbursement
  • Vendor and DSA Bill Payment on time
  • Two and Half Year Experience With E-next Financial Limited (Tata

Financial Services Limited
07.2014 - 09.2016
  • Maintained the daily transactions data in the MS excel sheets
  • Servicing of Existing Clients on matters like IT Certificates, Loan Account statements, NOC issuance, Prepayment and resolve other related issues
  • Undertake custodianship of executed loan documents ,title deed/EM/Document Register , Disbursement Vouchers and ensure timely release of title deeds and NOC during account closure
  • Login and Disbursement Files of Two Wheeler , Home Loan and Update Data Entry in LOS
  • Update the Repayment mode of Customers and Send to Head Office
  • Resolve the Audit Queries , Raised be auditors of HO
  • One and Three Month Year Experience with ING Vysya

Customer Support Officer

Vysya Bank Limited
03.2013 - 06.2014
  • Maintained the daily transactions data in the MS excel sheets
  • Servicing of Existing Clients on matters like IT Certificates, Loan Account statements, NOC issuance, Prepayment and resolve other related issues
  • Undertake custodianship of executed loan documents ,title deed/EM/Document Register , Disbursement Vouchers and ensure timely release of title deeds and NOC during account closure
  • Login and Disbursement Files of Home Loan, Auto Loan and Personal Loan and Update Data Entry in FINNONE
  • ECS Verify through Agency and Create and Activate After Disbursement of Files
  • Update CERSAI Report by Weekly as per their standard format
  • Prepare Daily/Weekly Report for different departments as per their standard formats
  • Mailed the Head office and other area officers for co-ordination in the process
  • Contact Customer /DSA to remove any discrepancy in received data
  • Update Data as Per Daily Host Report
  • PERSONAL
  • Father’s Name : Mr
  • Mahesh chand Goyal
  • DOB : 16 December, 1986
  • Nationality : Indian

Education

B.Com - Commerce

Rajasthan University
S S Jain Subodh College , Jaipur
04.2004 - 01.2006

Rajasthan Board
MHS, Jaipur
04.2002 - 01.2003

Rajasthan Board
MHS, Jaipur
04.2000 - 01.2001

Timeline

Manager

Kotak Mahindra Bank Limited
04.2021 - Current

Deputy Manager

Kotak Mahindra Bank Limited
07.2018 - 03.2021

Operation Executive

E-Nxt Financial Services Ltd(Tata Capital Financial Services Limited )
09.2016 - 07.2018

Financial Services Limited
07.2014 - 09.2016

Customer Support Officer

Vysya Bank Limited
03.2013 - 06.2014

B.Com - Commerce

Rajasthan University
04.2004 - 01.2006

Rajasthan Board
04.2002 - 01.2003

Rajasthan Board
04.2000 - 01.2001

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GAURAV GOYAL