Gaurav Malhotra
Financial Analyst
New Delhi
Summary
Currently working as analyst specializing in credit and ratio analysis, along with annual performance evaluation. Enhancing problem solving ability by quickly grasping new concepts, leading to timely and informed decision making.
Overview
4
4
years of professional experience
1
1
Certification
Work History
Analyst
Evalueserve
Gurugram
11.2022 - Current
- Analyzed the performance of the U.S. and Canadian companies on a quarterly and annual basis.
- Conducted ratio analysis to assess financial health, ensuring accurate evaluations that supported the underwriting process of the company.
- Executes credit analysis based on historical data and forecasts, evaluating the company's operating performance, liquidity performance, and leverage performance, which assesses the risk assessment. Monitored quarterly, semi-annually, and annual reviews, along with underwriting assessments.
- Calculate the ratio according to bank transaction guidelines, including DSCR, FCCR, and LTV, which ensured adherence to lending criteria.
- Utilizing Bloomberg and CapIQ for research and analysis enhances the accuracy and depth of financial evaluation.
- Prepared a detailed debt and capital structure, along with a comprehensive debt schedule, which facilitated clearer financial planning and reporting.
- Industry research analysis.
Analyst
Acuity knowledge partners
Gurugram
06.2021 - 10.2022
- Develop an Excel-based model using DCF and historical-based data.
- Analysis of financial statements, including the income statement, balance sheet, and cash flow statement of public and private companies for credit appraisal and monitoring activities.
- Calculating Beta, WACC, and Market Risk.
- Preparation of upside and downside cases by a historical approach.
- Calculating the net worth of the company. Preparing pitch books and doing analysis based on industry research.
Education
PGDM in Finance - Finance
Apeejay School of Management
New Delhi, Dwarka Sector-805-2021
B.com - Accounting And Finance
Himalayan University
Delhi05-2018
12th - Commerce
D.A.V.P.S
Delhi05-2014
High School Diploma -
Wilsonia College
Moradabad06-2012
Skills
- Financial analysis
- Excel modeling
- Ratio analysis
- Credit analysis
- Data forecasting
- Bloomberg Terminal
- Industry research
- Financial analysis
- Financial modeling
- Financial reporting
- Risk assessment
- Problem solving
- Analytical thinking
- Capital structure analysis
- Financial statements expertise
Certification
- Industry Analysis
- Financial Analysis
- Financial Reporting
Timeline
Analyst
Evalueserve
11.2022 - Current
Analyst
Acuity knowledge partners
06.2021 - 10.2022
PGDM in Finance - Finance
Apeejay School of Management
B.com - Accounting And Finance
Himalayan University
12th - Commerce
D.A.V.P.S
High School Diploma -
Wilsonia College
Similar Profiles
Ashish TripathiAshish Tripathi
Associate Director at EvalueserveAssociate Director at Evalueserve
K Vinoth KumarK Vinoth Kumar
Consultant at EvalueserveConsultant at Evalueserve
Abhinav PandeyAbhinav Pandey
Senior Business Analyst at EvalueserveSenior Business Analyst at Evalueserve
Abhishek BaliAbhishek Bali
Associate Consultant at Easy Lane Management Private LimitedAssociate Consultant at Easy Lane Management Private Limited
TWINKLE PAWARTWINKLE PAWAR
Business Development & Financial Operations Manage at Shree Tirupati EnterprisesBusiness Development & Financial Operations Manage at Shree Tirupati Enterprises