GAURAV SHARMA
Lead Programmer
Bengaluru,KA
Summary
Lead Programmer Analyst with a focus on credit model validation across IRB, IFRS 9, and Stress Testing programs. Leads end-to-end validation plans, builds SAS and SQL data pipelines, and strengthens data quality, methodology, and regulatory compliance across banking and enterprise financial environments. Partners with model owners and monitoring forums to translate technical findings into clear validation actions and better control frameworks.
Overview
2
2
Certifications
12
12
years of professional experience
Work History
Lead Programmer Analyst
Wipro
06.2021 - Current
- Credit Model Validation & Technical Leadership: Architect and execute comprehensive validation plans evaluating data quality, modeling methodologies, performance, and regulatory compliance for IRB, IFRS 9, and Stress Testing models across initial implementation and ongoing post-implementation fit-for-purpose reviews.
- Strategic Transformation & Continuous Improvement: Drive strategic transformation initiatives in the validation function by streamlining processing workflows, upgrading validation methodologies, and leveraging SAS Viya to boost accuracy, consistency, and efficiency.
- Engaged with internal stakeholders, model developers, and owners to communicate technical findings, model risk drivers, and actionable validation recommendations, enhancing collaborative decision-making.
- Led and mentored team members, fostering a collaborative culture through knowledge-sharing, adoption of advanced analytics tools, and maintaining high-quality communication standards.
- Architected and validated complex SAS/SQL data pipelines to extract, transform, and evaluate large datasets from disparate banking and enterprise financial systems, ensuring data integrity and reliability.
Senior Business Analyst (Credit Risk & Banking)
EXL
04.2019 - 06.2021
- Data Governance & Frameworks: Designed and implemented robust Data Quality Frameworks targeting Critical Data Elements (CDEs) across banking databases, mitigating reporting discrepancies by 35% and enhancing inputs for risk modeling.
- Integrated operational and credit performance data across platforms to construct summary packages, risk listings, and analytical deep-dives, enhancing risk baseline evaluations.
- Collaborated with project leads and business partners to define technical criteria and streamline risk data pipelines, ensuring compliance with internal risk governance standards.
Senior Batch Specialist (DB & DC Domain)
Alight Solutions
05.2017 - 04.2019
- Directed end-to-end data transfer and batch execution procedures across administration systems using Base/Advanced SAS and SQL to enhance data accuracy and streamline processing.
- Engineered, automated, and validated high-volume summary datasets to support client-facing KPI dashboards and operational tracking metrics, improving decision-making processes.
- Maintained automated validation routines to ensure data integrity during platform migrations and scheduled batch operations, minimizing errors and maintaining system reliability.
Assistant Engineer (SAS Programmer)
Ericsson India Global Services
02.2015 - 05.2017
- Data Cleansing & Extraction: Developed Base/Advanced SAS scripts to extract and cleanse large-scale data stores, ensuring accuracy for downstream business analysis.
- Validation Reporting: Generated customized data listings and validation reports to pinpoint root causes of baseline anomalies and operational bottlenecks.
- Collaborated on design and development of telecommunications solutions to enhance network performance.
- Conducted system testing and troubleshooting to ensure optimal functionality of engineering projects.
- Assisted in the implementation of project management methodologies to streamline workflow efficiency.
Education
B.Tech - Computer Science
R.D. Engineering College
01-2015
Skills
SAS Viya
Python
SQL
SAS Suite (Base, Stat, Macro, ODS)
SQL Server
Credit Model Validation (IRB, IFRS 9, Stress Testing)
Lifecycle Fit-for-Purpose Reviews
Model Performance Monitoring
Data Quality Controls
Risk Validation Reporting
Regulatory Compliance
Stakeholder Management
Functional Leadership & Mentorship
Workflow Streamlining
Cross-Functional Communication
Certification
Base SAS Certified Programmer for SAS 9 (Issued 2017)
Timeline
Lead Programmer Analyst
Wipro
06.2021 - Current
Senior Business Analyst (Credit Risk & Banking)
EXL
04.2019 - 06.2021
Senior Batch Specialist (DB & DC Domain)
Alight Solutions
05.2017 - 04.2019
Assistant Engineer (SAS Programmer)
Ericsson India Global Services
02.2015 - 05.2017
B.Tech - Computer Science
R.D. Engineering College