Gaurav Sinha
Ghaziabad,Uttar Pradesh
Summary
Passionate about embracing challenges, exploring opportunities, and thriving in a fast-paced, evolving business landscape. Proven track record of collaborating effectively to enhance processes, meet objectives, and surpass expectations within team settings. Known for diligent work ethic, exceptional communication abilities, and adept task prioritization. Seeking a full-time position that offers professional growth, utilizes interpersonal strengths, efficient time management, and problem-solving capabilities.
Overview
20
20
years of professional experience
Work History
Business Analyst - Retail & Corporate Audit
IDBI Bank Ltd
07.2018 - Current
- Conduct day-to-day project coordination, planning, and implementation across multiple teams.
- Ensure issues are identified, tracked, reported and resolved in a timely manner.
- Interacting with the technical team to ensure that the requirements are clear.
- Good knowledge of requirements elicitation, requirement documentation, use case definition.
- Devised Audit Software in co-ordination with IT Team for conducting first ever audits of Retail Recovery, Retail Collections, CMS (Cash Management Services) Department.
- Involved in preparation of the Audit formats in line with the Audit Management System(AMS) as per the regulatory and Bank’s norms.
- Devised tools in coordination with the IT team of the Bank for finding the Income Leakages, Revenue Leakages in the Retail Banking of the Bank.
- Interacted with internal customers to understand business needs and translate into requirements and project scope.
- Developed data mining algorithms to identify and classify patterns in data.
- Analyzed data to identify root causes of problems and recommend corrective actions.
Retail Banking
IDBI Bank Ltd
10.2009 - 06.2018
- Dealing with Saving Bank A/c’s, Current Deposit A/c’s & giving guidance, information to customer.
- Ensure complete KYC documentation with adherence to KYC standards & timely disburse the loan.
- Timely processing of transactions & tracking suspicious transactions of customers.
- Handling Fixed Deposit Section & giving information about ROI, Tenure to client & also fill up 15G/15H from customer.
- Owning regulatory, audit, compliance and control measures at the branch.
- Ensure compliance with the KYC policies and procedures of the Bank as stipulated from time to time.
- To provide quick response to customer queries & gain customer confidence.
- Servicing the client for Retail Asset products like Personal loan, Home Loan, Auto Loan, Commercial Vehicles loan.
- Handled responsibility for time-to-time deduction of Tax from Depositors A/c’s.
- Handled Bank Reconciliation.
- Handling Cash Counter of the Bank & daily updation of vault register.
- Performing scrutiny of cheques, checking mutilation, crossing of cheque.
- Ensuring presentment of cheque within banking hours & marking clearance in the system.
- Update the financial reasons & technical reasons of returning of cheque.
- Handling Inward clearing, outward clearing & taking follow-up with clearing house.
Branch Manager
Stock Holding Corporation of India Limited
07.2005 - 10.2009
- Authorizer for all the settlement of trade and Dematerialization through NSDL or CDSL.
- Authorizer for all the trading activities on the BSE terminal.
- Authorizer for opening, transfer or closure of Demat and trading account.
- Coordinating the 'Loan against share' facility with bank and 'Stock Borrowing and Lending' facility with our Head Office at Mumbai.
- Managing the sales team of DP, Mutual Fund, Insurance and Broking & achieving the increased sales.
- Supervising the Branch Administration and developing an inter-personal relationship with HNI customers.
- Managed the sales of Demat accounts and online trading.
- Successfully increased profit through Mobilisation in Demat account, Broking services, Mutual Funds.
Education
Certified Anti Money Laundering Expert -
India Forensic
Certification in Audit and Accounts -
NIBM
PuneJAIIB and CAIIB qualified - undefined
Indian Institute of Banking and Finance
MBA - Finance
Madurai Kamaraj University
Post Graduate Diploma - Personnel Administration And H R D
S.B.I.O.A
B. Com - undefined
Lucknow University
Skills
- Axure
- Visio
- Ms-Office
- Finacle 7
- Finacle X
- Audit Management System
- Gap analysis
- Strategic thinking
Languages
Hindi
English
Kannada
<Enter your own>
- Date of Birth: 1982-03-02
- Gender: Male
- Marital Status: Married
Timeline
Business Analyst - Retail & Corporate Audit
IDBI Bank Ltd
07.2018 - Current
Retail Banking
IDBI Bank Ltd
10.2009 - 06.2018
Branch Manager
Stock Holding Corporation of India Limited
07.2005 - 10.2009
JAIIB and CAIIB qualified - undefined
Indian Institute of Banking and Finance
MBA - Finance
Madurai Kamaraj University
B. Com - undefined
Lucknow University
Certified Anti Money Laundering Expert -
India Forensic
Certification in Audit and Accounts -
NIBM
Post Graduate Diploma - Personnel Administration And H R D
S.B.I.O.A
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