GAURAV VERMA
MUMBAI
Summary
Professional with 16 years of experience in banking and finance, specializing in business analysis and team leadership to surpass sales targets. Expertise in compliance and risk management, ensuring adherence to industry standards. Extensive knowledge of Wealth Management, HNI accounts, loan life cycle management, and recovery processes.
Overview
16
16
years of professional experience
1
1
Certification
Work History
BRANCH MANAGER
AXIS BANK
MUMBAI
04.2024 - Current
- Worked cross-functionally to plan and establish branch goals, supporting strategic objectives. Achieving the targets given in various parameters, such as CASA growth, as well as growth in asset balances, both retail and SME.
- Performed regular audits of financial records in order to ensure accuracy.
- Implementation of risk management procedures to minimize risk exposure and maximize profitability.
- Complied with company policies and RBI regulations.
- Business Analysis though various tools such as Tableau and Power BI
Branch Manager
KOTAK MAHINDRA BANK
MUMBAI
11.2022 - 04.2024
- Ensured compliance with company policies and regulatory requirements consistently.
- Analyzed market trends to identify new business opportunities and potential client segments.
- Led branch sales team in achieving targeted sales goals and enhancing customer satisfaction.
- SME client servicing and collections of dues in a timely manner. Monitoring the credit portfolio of SMA accounts as per RBI guidelines.
BRANCH HEAD
ICICI BANK
MUMBAI
04.2018 - 11.2022
- Managed branch operations and ensured compliance with company policies.
- Evaluated borrower creditworthiness through detailed financial analysis and documentation review.
- Ensured compliance with applicable laws and regulations related to consumer lending activities.
- Ensure branch profitability through CASA growth and minimizing NPA levels through timely recovery of installments.
SALES MANAGER CASA AND WEALTH PRODUCTS
ICICI BANK
MUMBAI
04.2015 - 03.2018
- Led sales team to cultivate client relationships and expand market presence for HNI CASA accounts and wealth management products such as MF,PMS,AIF,LI ,RIET etc
- Implemented CRM tools to streamline customer interactions and data management.
- Mentored junior sales staff to strengthen team capabilities and performance.
SALES MANAGER -BUSINESS ACCOUNTS
ICICI BANK
MUMBAI
04.2012 - 03.2015
- Developed sales plans, goals, strategies and objectives to achieve team goals and revenue objectives.
- Onboarding business accounts and also providing them with all the allied banking solutions.
- Enhanced due diligence and KYC compliance.
Deputy Branch Manager
ICICI BANK
MUMBAI
08.2009 - 03.2012
- Lead and mentor branch team, collaborated with senior management on branch budgeting and resource allocation.
- Oversee the loan lifecycle from origination to closure, along with recovery actions.
- Risk mitigation by enhanced due diligence, audit compliance, KYC, and AML compliance.
- Prepare MIS and dashboards for management review.
Education
Diploma - TREASURY AND RISK MANAGEMENT
IIBF
MUMBAI07-2018
MBA - Banking And Finance
MANIPAL UNIVERSITY
MUMBAI06-2011
PGDB - Banking And Finance
MANIPAL UNIVERSITY
BANGALORE07-2009
Bachelor of Science -
BUNDELKHAND UNIVERSITY
JHANSI06-2007
Skills
- Risk management
- Business analysis
- Financial auditing
- Compliance adherence
- Market trend analysis
- Customer relationship management
- Team leadership and mentoring
- Negotiation
Certification
- Diploma in treasury and risk management from IIBF
- AMFI
- IRDA
- CBAP
- Business Analytics tools Tableau
- JIRA
Languages
Hindi
First Language
English
Proficient (C2)
C2
Affiliations
- Playing Guitar
- Cricket
- Volleyball
Timeline
BRANCH MANAGER
AXIS BANK
04.2024 - Current
Branch Manager
KOTAK MAHINDRA BANK
11.2022 - 04.2024
BRANCH HEAD
ICICI BANK
04.2018 - 11.2022
SALES MANAGER CASA AND WEALTH PRODUCTS
ICICI BANK
04.2015 - 03.2018
SALES MANAGER -BUSINESS ACCOUNTS
ICICI BANK
04.2012 - 03.2015
Deputy Branch Manager
ICICI BANK
08.2009 - 03.2012
Diploma - TREASURY AND RISK MANAGEMENT
IIBF
MBA - Banking And Finance
MANIPAL UNIVERSITY
PGDB - Banking And Finance
MANIPAL UNIVERSITY
Bachelor of Science -
BUNDELKHAND UNIVERSITY
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