Gautam Jha

Regulatory Risk & Financial Controls (Tax Function)

• Analyzed regulatory-driven impacts on banking operations and financial flows, translating complex tax regulations into quantified risk implications, control considerations, and management insights relevant to balance-sheet integrity and regulatory compliance.
• Designed and implemented automation solutions using Python to standardize recurring regulatory and financial processes, enhancing data accuracy, and control efficiency in a highly regulated banking environment.
• Managed end-to-end regulatory compliance, advisory, and dispute resolution activities, demonstrating strong capability in regulatory interpretation, structured documentation, and issue resolution.
• Led process improvement initiatives across compliance (using Power BI & Alteryx capabilities) and enforcement workflows, delivering automation projects that reduced manual intervention and saved ~2.5 months of annual effort, strengthening operational risk controls and reporting reliability.

Asset & Liability Management (ALM) - STA (Ongoing)

• Supported the ALCM team in periodic benchmarking and review of IRRBB methodologies and protocols, assisting in alignment with internal policy standards and regulatory expectations.
• Contributed to the monthly computation and reporting of Liquidity Premium charges on derivative portfolios, supporting internal transfer pricing and liquidity risk measurement processes.
• Prepared detailed process documentation for Liquidity Premium computations, reinforcing model transparency, governance, and audit readiness across ALM frameworks.
• Worked on process improvement and automation initiatives within ALCM reporting, focusing on reducing manual dependencies and improving efficiency and consistency of risk and liquidity outputs.

• Delivered regulatory advisory services by analyzing complex financial data sets and regulatory requirements, supporting clients in managing compliance risks and strengthening financial control frameworks within regulated environments.
• Led end-to-end regulatory audit engagements, coordinating with internal and client stakeholders to validate financial data, assess control effectiveness, and identify risk exposures relevant to financial reporting and governance.
• Prepared structured, data-driven responses to audit findings and regulatory notices, translating technical observations into clear risk implications and mitigation actions.
• Represented clients in regulatory discussions and hearings, articulating analytical positions and risk interpretations with clarity, demonstrating strong stakeholder communication skills.

Senior Consultant - 01/2023 to 07/2023

• Independently managed recurring regulatory reporting and cash-flow–linked processes, analyzing transactional financial data to ensure accuracy, timeliness, and operational efficiency in a controlled environment.
• Performed analytical reviews of financial data to support advisory and dispute matters, developing structured insights and documentation—early exposure to data-driven decision support and risk interpretation.

Articleship Trainee - 11/2019 to 01/2023

• Built a strong foundation in financial data handling through preparation and validation of regulatory filings, developing attention to detail and data quality discipline.
• Supported audit and assurance engagements by organizing financial documentation, reconciling data sets, and assisting in control testing—early exposure to governance, audit trails, and reporting standards.