GAYATHRI D

Roles and Responsibilities

• Led KYC onboarding team for corporate clients, ensuring adherence to AML, sanctions, and regulatory requirements.
• Conducted comprehensive anti-financial crime checks and due diligence for complex client structures, including SPVs, government entities, funds, and partnerships.
• Provided expert advice and support to sales and business teams on KYC and AML issues, fostering a strong compliance culture.
• Developed and supervised teams performing client identification, risk assessments, and escalation processes for high-risk cases.
• Implemented process improvements and ensured timely regulatory responses.

Key Projects and Initiatives.

• Lead three process migrations that were on-boarded from partner sites (APAC, EMEA, WHEM).
• Worked on a project to improve upon the SLAs with the internal and external stakeholders by standardizing client instruction and introducing the mirroring concept for user access setups.
• Worked on a project to streamline and reduce internal errors between the initiation and processing teams.
  Also provided recommendations to management by analyzing through FMEA and root cause analysis for products like SWIFT, Views Portfolio Reporting, Corporate Action Initiation, and Transaction Initiation.
• Worked on testing new tools that were built for business requirements and were also part of implementing smart forms for clients to send us the instructions, which helped the team reduce back-and-forth queries on product nuances.

• Core experience in knowing your customer (KYC) and regulatory data reporting at one of the leading investment banks.
• Verification of new accounts: CIP/KYC exception, verification data update, and escalation.
• Performed the required KYC screenings on customers, documenting the information obtained on the clients as required by global KYC procedures.
• KYC analyses included summarizing structures and controls, identifying and verifying the ultimate beneficial owners of the firms, and performing EDD (Enhanced Due Diligence) for high-risk clients.
• Performing funds due diligence based on the classification of funds.

Roles and Responsibilities.

• Enhanced team productivity by streamlining workflow processes and implementing time-saving strategies.
• Mentored junior analysts, fostering professional development while enhancing overall team performance.
• Collaborated with cross-functional teams to identify areas of improvement, leading to increased operational effectiveness.

• A competent professional with 4.5 years of experience in Investment Banking Operations, which includes Client Reference Data (Periodic KYC Review, data quality, corporate action, on-boarding, and off-boarding).
• Detailed understanding of data vendor feeds: Bankers Almanac, AVOX, Orbis, Omega, Bloomberg, and all companies' country registers and regulators.
• Basic knowledge of advanced Excel. This helps in creating high-end client reports and financial modeling.
• Evaluating new clients and enabling client trading by opening a new account in accordance with the bank's policy, as well as their regulations.
• Maintain static data such as legal name, address, hierarchy, and industry classification, and reconcile this with the client’s onboarding system, trading system, and credit application tool, and merge into a new golden source to ensure accurate data delivery to the different downstream systems.
• Analyzing the Banks database with the credit risk application, to maintain the quality of the entity in order to maintain their creditworthiness and to analyze the credit risk based on their nature of business, locality, and other risk factors.
• Mapping the correct industrial sector of the clients in order to decide upon their credit level.
• Contacting via email, phone, or chat with the business to get the full legal entity, address, NOB, etc. About a company.