Gayathri Venkataraman
Bengaluru
Summary
Chartered accountant with extensive experience in risk management, particularly in treasury operations and credit risk assessment at JP Morgan Chase & Co. Demonstrated ability to lead teams and implement process automation that supports strategic initiatives. Achievements include optimizing risk assessment frameworks and improving operational efficiency.
Overview
9
9
years of professional experience
Work History
Associate Vice President, Risk Administration
JP Morgan Chase & Co
Bengaluru
08.2022 - Current
- Handled approvals for treasury facilities based on liquidity positions of large corporates
- Analyzed treasury risk alerts and implemented strategies to avert client downgrades and ratings.
- Conducted comprehensive downgrade and bankruptcy reviews, delivering detailed analyses and reports
- Led preparation of RCSA reports, presenting risk recommendations and control assessments
- Managed stakeholder relationships, enhancing communication with client coverage teams in US
- Received award for exceptional leadership and service during transition from Silicon Valley Bank to First Republic Bank.
- Oversaw banking relationships, account structures, and payment processing related to treasury facilities.
Senior Associate, Global Treasury
Cognizant Technology Solutions India
Bengaluru
03.2020 - 08.2022
- Executed FX trades according to cash flow and balance sheet hedge policies.
- Developed strong expertise in trade life cycle management and derivative contract execution.
- Provided global support for accounting of treasury instruments and exposure management.
- Prepared gain/loss calculations, hedge accounting schedules, and MTM reports.
- Forecasted finance costs and analyzed variances against actuals for exposure management.
- Implemented treasury projects focused on analytics, automation, and control enhancements.
- Managed regulatory compliance for global bank, including ISDA negotiations as an individual contributor.
Manager, Risk Intelligence Unit
HDFC Bank
Chennai
01.2018 - 10.2019
- Handle approvals of merchant service exposure of the bank by performing financial and credit analysis including analyzation of business and revenue model
- Prepare credit reports on merchant's profile, credit risk assessment, ratio, and financial analysis as an underlying for approvals
- Develop, implement, and monitor credit risk strategies cutting across underwriting, limit assessment, pricing, line management
- Monitor post underwriting approval and create dashboard of profile performance thereby delivering high level insights on charge back, fraud & delinquency rates.
Assistant Manager, Regulatory Reporting
Axis Bank Limited
Hong Kong
07.2016 - 06.2017
- Published weekly treasury liquidity reports and monthly provision reports to regulatory authority in Hong Kong.
- Conducted surveys of selected balance sheet items for accuracy in reporting.
- Prepared schedules and dashboards summarizing regulatory reporting outcomes for management review.
- Executed compliance checks within Regulatory Reporting Control Framework to ensure quality assurance on returns prior to submission.
Education
Chartered Accountant -
Institute of Chartered accountants of India
05.2016
Bachelor of Commerce -
University of Madras
05.2011
Certified IFRS -
ACCA
Skills
- Treasury
- FX risk management
- Regulatory reporting
- Credit risk assessment
- Financial reporting
- Stakeholder management
- Project management
- Award-winning leadership
- Strategic decision making
- Process automation
- Derivative contract execution
- Risk control self-assessment
Timeline
Associate Vice President, Risk Administration
JP Morgan Chase & Co
08.2022 - Current
Senior Associate, Global Treasury
Cognizant Technology Solutions India
03.2020 - 08.2022
Manager, Risk Intelligence Unit
HDFC Bank
01.2018 - 10.2019
Assistant Manager, Regulatory Reporting
Axis Bank Limited
07.2016 - 06.2017
Chartered Accountant -
Institute of Chartered accountants of India
Bachelor of Commerce -
University of Madras
Certified IFRS -
ACCA
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