Result driven professional experience in the areas of Cash Operations, Operations Management, Client Relationship Management, in the Banking Industry. Experience in managing various banking operations like Cash, Clearing, Deposits, Accounts, Administration, Cross selling etc. Adept at handling day to day activities in co-ordination with internal / external departments for smooth business operations. Developed competency in implementing strategies geared towards enhanced customer satisfaction. Possess effective communication, interpersonal & problem solving skills with the ability to handle extremely busy and hectic schedules.
Overview
16
16
years of professional experience
1
1
Language
Work History
Branch Head - Deputy Division Manager
FINCARE SMALL FINANCE BANK
12.2022 - 10.2023
Monitor and direct performance by analyzing the branch performance scorecard (Performance Management and Risk Framework) and management information
Manage end-to-end processes including workforce planning, recruitment, performance management and all people management practice
Makes timely and effective decisions related to personnel, assets, customers, sales, operations and management team to continuously improve performance
Increased branch revenue with deposit and investment balance growth of over 100% in 2023.
Developed a high-performing team through targeted recruitment, training, and coaching initiatives.
Enhanced customer satisfaction with responsive service and timely resolution of issues.
Collaborated with other branches for knowledge sharing and best practice implementation, strengthening overall organizational performance.
Organized promotional events and interacted with community to increase sales volume.
Directed sales support staff in administrative tasks to help sales reps close deals.
Managed accounts to retain existing relationships and grow share of business.
Enhanced employee performance with comprehensive training programs and ongoing professional development opportunities.
BSM - Manager
IDFC BANK
11.2021 - 12.2022
Finding creative ways to motivate employees to reach and exceed daily, weekly and monthly sales goals, all while providing the highest quality of customer service to all customers
Developing, nurturing and maintaining relationships with referral partners, small business owners, COIs, and realtors
Generating leads for branch through banking lists and creativity that lead to banking opportunities
Provide financial support for excess and obsolete inventory reserve, capital investment analysis and fixed asset accounting
Delegating tasks to employees appropriately while encouraging growth and career development
Introducing all new business and personal banking relationships to celebrate their account opening, ensuring they are receiving a great customer experience and promoting the products that may have been missed
Reviewing all new business accounts and business and personal loan applications before submission.
Personal Banker (Sales &Service) - Deputy Manager
HDFC BANK
07.2018 - 11.2021
Strictly adhering to the KYC guidelines and updating self on the latest circulars and developments banking policies and guidelines
Generating the new leads of the customers and which they want the services we are providing
We are handling the operational functions and key handling
Cross selling of life and general insurance policies, Mutual funds, Credit cards etc
Selling bank products like CASA, Personal loans, Business loans, Home loans, Auto loans etc
Handling the banking and investment related queries of the customers and providing desired solutions in time
Handling the govt projects and govt accounts
Achievements: Highest ever Acquisition of Rs.3 core from NTB clients in the month of December and won award for the CH, in 2018
Getting a very good appreciation from life insurance of Zonal Head in 2019
High ticket size business loan closed month of November 2019, value of 6 crores
I am qualified witch is the initiate contest of PROTUCTION WARRIORS & RANG BARSE from the management of HDFC BANK LTD (2020-2021).
Customer service Manager - Assistant Manager
INDUSIND BANK LTD
09.2015 - 07.2018
Responsible for acquisition NTB customers and service to existing customers
Mapping client's requirements and providing them expert advisory services pertaining to selection of various financial products
Building and strengthening relationships with key accounts; ensuring high customer satisfaction by providing them with complete product support
Cross sell Life insurance, General Insurance, Mutual Funds and Asset Products
Informs customers of new products or product enhancements to further expand the banking relationship
Ensuring of all KYC of the documentation process
Lobby Management and Queue handling
Achievements: Highest ever Acquisition of Rs.1 core from NTB clients in the month of JFM and won award for the Zonal Head, for 2016
Best CSM in the region consecutively form 2016
Achieved the gold medal in life insurance contest in Oct 2016, and qualify the Gala night contest of Aug 2017
Achieving the contests of health insurance every year.
Sales Executive
JOYALUKKAS Pvt.Ltd.
06.2013 - 09.2015
· Worked as a Sales Executive in JOYALUKKAS Pvt.Ltd., Panjagutta Hyderabad From 18th Jun 2013 to 14th Sep 2015.
Developed sales strategy based on research of consumer buying trends and market conditions.
Achieved sales goals and service targets by cultivating and securing new customer relationships.
Negotiated and closed profitable sales contracts with new and existing customers to increase loyalty and retention.
Clients Services
AROGYA SREE Govt Project.
07.2008 - 08.2011
Increased team productivity with effective communication and collaboration strategies.
Managed a high volume of customer inquiries, demonstrating excellent problem-solving skills to resolve concerns quickly.
Maintained accurate records for client accounts, ensuring timely payments and proper documentation.
Branch Head
PEOPLES MAC CREDIT SOCIETY LTD
11.2023 - Current
Increased branch revenue by implementing effective sales strategies and maintaining strong customer relationships.
Increased overall annual sales 80% by incorporating several quality process improvements within branch.
Mentored junior staff members, cultivating a culture of continuous learning and development.
Closed average of 30 Laksh loans per month.
Complied with regulatory guidelines and requirements.
Generated financial and operational reports to assist management with business strategy.
Selling bank products like CASA, LAP, Business loans, Home loans, etc.
Developed strategic plans for day-to-day financial operations.
Education
B.A - undefined
Timeline
Branch Head
PEOPLES MAC CREDIT SOCIETY LTD
11.2023 - Current
Branch Head - Deputy Division Manager
FINCARE SMALL FINANCE BANK
12.2022 - 10.2023
BSM - Manager
IDFC BANK
11.2021 - 12.2022
Personal Banker (Sales &Service) - Deputy Manager
HDFC BANK
07.2018 - 11.2021
Customer service Manager - Assistant Manager
INDUSIND BANK LTD
09.2015 - 07.2018
Sales Executive
JOYALUKKAS Pvt.Ltd.
06.2013 - 09.2015
Clients Services
AROGYA SREE Govt Project.
07.2008 - 08.2011
B.A - undefined
Personal Information
Date of Birth: 02/07/1988
Gender: Male
Nationality: Indian
Marital Status: Married
Disclaimer
I hereby declare that the above-furnished details are true and correct to the best of my knowledge and belief.
Personal Information
Date of Birth: 02/07/1988
Gender: Male
Nationality: Indian
Marital Status: Married
Disclaimer
I hereby declare that the above-furnished details are true and correct to the best of my knowledge and belief.
Personal Information
Date of Birth: 02/07/1988
Gender: Male
Nationality: Indian
Marital Status: Married
Disclaimer
I hereby declare that the above-furnished details are true and correct to the best of my knowledge and belief.
Business Analyst at AU Small Finance Bank (Erstwhile Fincare Small Finance Bank)Business Analyst at AU Small Finance Bank (Erstwhile Fincare Small Finance Bank)
Finance Operations Manager at Fincare small finance bank(Now AU small finance bank)Finance Operations Manager at Fincare small finance bank(Now AU small finance bank)