Summary
Overview
Work History
Education
Skills
Websites
Awards
Leadership Experience
Timeline
Generic
GEORGE ACHARYA

GEORGE ACHARYA

Thane (Hiranandani Estate)

Summary

Dynamic leader with extensive experience in credit ratings and risk assessment at Morningstar, DBRS, and CRISIL.

Successfully led process transitions and training initiatives, significantly improving team performance and stakeholder engagement.

Proficient in project management and communication, consistently achieving successful outcomes in complex environments.

Overview

19
19
years of professional experience

Work History

Manager

Morningstar DBRS
NAVI MUMBAI
01.2022 - Current
  • Ensured smooth operation of Private Credit Ratings for Mumbai DBRS Analytical team of 35 analysts supporting North America and Europe.
  • Transitioned key credit processes from North America and Europe to Mumbai operations.
  • Collaborated with RPA and Tech teams to implement BOT Automation for critical rating processes.
  • Implemented AI solution toward improvement of existing processes as part of a dedicated AI focus team.
  • Delivered comprehensive training materials for Corporate and FIG Ratings.
  • Conducted performance reviews to provide constructive feedback and support staff development.
  • Managed budgets and resource allocation for departmental initiatives effectively.
  • Implemented risk assessment protocols to ensure compliance.

Lead Analyst

CRISIL
MUMBAI
07.2010 - 01.2022

Managed portfolio of multinational companies across US, EMEA, and South Africa.

Assessed credit rating impacts of transactions, including M&A, LBO, and recapitalization.

  • Developed Aircraft Equipment Enhancement Trust Certificate rating model.
  • Led focus group of five analysts to create Supply Chain Risk Rating assessment framework.
  • Constructed financial templates for analyzing capital structures and accounting adjustments.
  • Evaluated comparability and assessed credit risk across diverse sectors.
  • Specialized in Transportation sector, including Airlines, Shipping, Aerospace, and Defense, Building Material & Utility sectors
  • Analyzed Water and Power Utilities in South Africa for credit risk evaluation.

Associate (Funding & Payroll support)

Hewitt Associates
01.2007 - 01.2010
  • Managed reconciliation and payroll services for multiple large US corporate funding accounts.
  • Trained associates to ensure seamless transition of operations to Mumbai office.
  • Oversaw support functions related to payroll and account reconciliation for corporate clients.

Education

MBA - FINANCE (CRISIL CERTIFIED ANALYST PROG)

Indian Institute of Management - MUMBAI (NITIE)
01.2012

Standard & Poor's Analyst Certification - Level 2

New York Stern - USA
01.2013

M.Com - Banking & Finance

S.K. Somaiya College of Arts, Science & Commerce
MUMBAI
01.2019

US Payroll Certification - Level 2

American Payroll Association
USA
01.2007

Skills

  • Credit ratings and risk assessment
  • Process transition
  • Training design
  • Team leadership
  • Problem solving
  • Effective communication
  • Project management
  • Stakeholder engagement
  • Process automation
  • Financial modeling
  • Change management
  • Business planning
  • Work prioritization
  • Budget control
  • Resource allocation
  • Performance evaluation

Awards

Best student of the year 2003-2004

S.K. Somaiya College, Gold medalist

Leadership Experience

  • University Representative, 2004-05, S.K. Somaiya College of Arts, Science, and Commerce
  • Head of Student Council, 2004-05, S.K. Somaiya College of Arts, Science, and Commerce
  • Parish Youth Coordinator, 2002–2006

Timeline

Manager

Morningstar DBRS
01.2022 - Current

Lead Analyst

CRISIL
07.2010 - 01.2022

Associate (Funding & Payroll support)

Hewitt Associates
01.2007 - 01.2010

MBA - FINANCE (CRISIL CERTIFIED ANALYST PROG)

Indian Institute of Management - MUMBAI (NITIE)

Standard & Poor's Analyst Certification - Level 2

New York Stern - USA

M.Com - Banking & Finance

S.K. Somaiya College of Arts, Science & Commerce

US Payroll Certification - Level 2

American Payroll Association
GEORGE ACHARYA