Gokul Raja
Associate Consultant - Forensic
Chennai
Summary
- KYC Analyst with experience in consistent application of local and global KYC policies and procedures, aimed at assuring compliance with relevant Money-Laundering regulations.
- Transaction Monitoring using a wide range of business analysis tools and techniques.
- Performs variety of professional level accounting duties.
- Involved in preparing, maintaining, analyzing, verifying, and reconciling financial transactions, statements, records and reports; maintains the accuracy of ledgers and subsidiary financial systems and year end closing.
Overview
7
7
years of professional experience
3
3
years of post-secondary education
Work History
Associate Consultant
Ernst & Young
10.2024 - Current
- Engaged in USA based Major Investment and Financial Services Bank project and was core team member in KYC project “Can I Transact”
- Engaged in end-to-end KYC Periodic Review Project as per the standard regulatory requirements of the client and ensuring every country specific standard regulatory requirements are adhered based on KYC norms.
- Engaged in in Customer Identification Program, Simplified Due Diligence and Enhanced Due Diligence for Wholesale Know Your Customer
- Ensured compliance by supporting missing customer KYC remediation
- Worked on MiFID and EU regulations to ensure the client trading activity and transaction activity are made available to Regulators and Supervisory bodies
- Analysed KYC records and escalated discrepancies to Group Compliance Team
- Facilitated KYC documentation by collaborating with CRM and Middle Office team
- Prepared MIS reports for senior management and advised business units
Senior Analyst
Ernst & Young LLP
01.2022 - 09.2024
- Experience in working with Major Investment Bank and financial services company as KYC Analyst.
- Verifies all aspects of Client Identification Program (CIP) and in accordance with Know Your customer (KYC) Standards.
- Identifies accurate risk rating for Entities account to highlight high risk business and Politically Exposed Persons (PEPs) or Relatives or Close Associates (RCAs).
- Working on end-to-end KYC Global Refresh for the year 2022 project as per the standard regulatory requirements of the client and ensuring every country specific standard regulatory requirement are adhered based on KYC norms.
- Performs independent check of KYC information provided by front office.
- Develop strong working relationships with the RMs.
- Co-ordination and collection of client specific information and completion of documentation to assist periodic Refresh.
- Direct Interaction with sales and client for the required details to fulfill the KYC requirement as per Jurisdictional requirements and the type of entity.
- Performing ongoing customer due diligence including maintenance and updating of AML and KYC records and information for existing clients.
- Identify and escalate any suspicious or unusual matters to AML & Line of Business Compliance for further investigation.
- Contributing ideas and participating in efforts to further improve and streamline the process.
- End to end management of client KYC process including liaison across the business, compliance and operations.
Senior Analyst
Standard Chartered India
04.2020 - 12.2021
- Manage and resolve alerted cases, for savings and current accounts of retail and commercial customers.
- Analyze significant financial crime risk events (e.g. non-compliant transactions, production orders) to ensure that all connected parties, particularly cross-border are identified and reported at the appropriate levels internally across all relevant jurisdictions.
- Apply Group and FCC policies and processes (AML surveillance, client screening, risk assessment) to manage risks.
- In the event of serious regulatory breaches, or where risk tolerances have been breached, ensure that it is escalated to senior management.
- Lead the FCC to achieve the outcomes set out in the Bank’s Conduct Principles: Fair Outcomes for Clients; Effective Operation of Financial Markets; Financial Crime Prevention.
- Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
- Participate in testing and other activities required for the process/function.
- Drive change in the compliance process through constant review and monitoring.
- Banking: knowledge in terms of customers, products and transactions with expertise in customer segment (retail, corporate).
Junior Accountant
MADRAS ENGINEERING INDUSTRIES PVT LTD
04.2017 - 03.2020
- Receiving and processing all invoices, documenting all accounts payable transactions, expense forms and requests for payment.
- Preparing cheques along with corresponding Invoices& GRN Report for payment.
- Compiling management reports and assisting with audits
- Management of petty cash.
- Creating historical records by scanning documents.
- Chasing up confirmation of balance of vendor accounts.
- Reporting of Cashflow Statement on weekly basis.
- Physical Stock Verification once in Six months to have inventory control.
- Experience in Import Payment for the Goods Purchased.
- Filing of TDS on Quarterly Basis.
- Inter-Company Accounts Reconciliation.
- Responsible for all accounts receivables, daily bank deposits.
- Update receivables by totaling unpaid invoices.
- Resolving authorized deductions by entering adjusting entries.
- Reporting of collection percentage & Over dues Statement.
- Processing of Credit Note to Customers for Cash Discount & Turnover Discount.
- Reconciliation of Advance Received for Customer Payments.
- Updating of Unknown Customers Payment Received.
- Ageing analysis monthly basis.
- Coordinating Statutory Audit requirements.
Education
Bachelor of Arts - Commerce
RKM Vivekananda College
06.2013 - 06.2016
Skills
KYC
Transaction Monitoring
Accounts Payable & Receivable
Inter-Company Accounts Reconciliations
TDS Filing
SEZ(Special Economic Zone) & Domestic Company Accounts working structure
Timeline
Associate Consultant
Ernst & Young
10.2024 - Current
Senior Analyst
Ernst & Young LLP
01.2022 - 09.2024
Senior Analyst
Standard Chartered India
04.2020 - 12.2021
Junior Accountant
MADRAS ENGINEERING INDUSTRIES PVT LTD
04.2017 - 03.2020
Bachelor of Arts - Commerce
RKM Vivekananda College
06.2013 - 06.2016