Gopal Das
Kolkata
Summary
Well understanding of credit underwriting. Decision maker for auto loan based on profile of customers at channel partner various banks. Having knowledge of credit policy and underwriting. I am well experienced to handle and monitoring team of 20 members. Handling a team and guiding them towards best efforts coming from them. Sound knowledge of credit underwriting and branch operation. Well capable of branch administration and vendor handling. Strong analytical knowledge and excellent adaptability capacity for change. Excellent decision-making capability.
Overview
16
16
years of professional experience
Work History
Senior Finance Consultant
Spinny Capital Pvt Ltd
Kolkata
09.2022 - Current
- Loan Profiling and credit underwriting on Auto Loan
- CTC - 4,58,284
- Decision maker based on credit worthiness of the customers
Branch Team Leader
Shriram Transport Finance Co Ltd
Coochbehar
11.2009 - 08.2022
- CTC: Rs.3,50,000/-(Excluding Incentive)
- Total years of experience: 12 years 8 months
- sound knowledge of auto loan
- Credit underwriting and credit decision
Education
MBA - Finance
Sikkim Manipal University
01.2012
M.Com -
Annamalai University
01.2008
B.com -
University of North Bengal
01.2006
Skills
- Credit Underwriting
- Team Handling of 20 members
- Loan underwriting
- Team leadership
- Effective communication
- Problem solving
- Time management
- Decision making
- Adaptability
- Credit analysis
- Risk assessment
- Customer relationship management
- Financial modeling
Personal Information
Hobbies: self-learning and travelling
- Date of Birth: 02/03/82, Gender: Male, Marital Status: Married
Date : ___________________________
Location: Signature
Timeline
Senior Finance Consultant
Spinny Capital Pvt Ltd
09.2022 - Current
Branch Team Leader
Shriram Transport Finance Co Ltd
11.2009 - 08.2022
MBA - Finance
Sikkim Manipal University
M.Com -
Annamalai University
B.com -
University of North Bengal