Gouri V Patil
Thane,Maharashtra
Summary
Experienced in home loan process & valuation with over 4-5 years of experience in this valuation & banking industry. Excellent reputation for resolving problems and improving customer satisfaction.
Looking for a challenging and responsible position in a good company, which I can enhance my skill set and grow with the company's growth and also to provide valuable services in association with other Colleagues for the prospective company.
To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
8
8
years of professional experience
Work History
Branch Credit Officer
Mahindra Home Finance
Thane
07.2021 - 06.2024
- Reviewed credit applications and financial statements to determine customer creditworthiness.
- Reviewed customer documents and information to ensure compliance with KYC regulations.
- Generate & Analysis of CIBIL report.
- Analyzing of Bank Statements & preparing ABB i.e Average Bank Balance.
- Daily maintain MIS for login cases & publishing to all respective authorities.
- Preparing CAM report & calculating eligibility as per assessed income profiles of customers
- Sanctioning cases in system as per company policy within FOIR & LTV as per policy.
- Keeping track of all legal & technical reports & requirements.
- Ensured compliance with applicable laws, regulations, policies, and procedures related to disbursements.
- Reviewed invoices for accuracy prior to processing payments.
- Coordinated with vendors and suppliers on overdue payments or other issues as needed.
- Ensured compliance with company policies and procedures related to project management activities.
- Coordinated with internal departments to resolve discrepancies in customer data.
- Communicated with customers via telephone or email to obtain additional documentation required for loan processing.
- Verified accuracy of closing figures prior to disbursement of funds.
- Ensured that all documentation is properly signed off by parties involved prior to closing.
- Verified accuracy of information on mortgage original documents before handover to the customer.
Performed Technical Manager
Libra Valuers Pvt Ltd
Mumbai
01.2018 - 03.2021
- Taking ownership of institutions allotted by checking regulars' mails & communicating with clients regarding feedback on quality of work and TAT (Turnaround time).
- Verification of Technical documents such as Agreement, Index II, CC, OC, NA Order and Sanction plan and raising queries if any to clients and finalizing valuation reports.
- Use a full range of property information sources to inform and deliver property solutions and valuations to clients. Updates all new initiation requests received from bank & allocate to respective engineer as per location wise and Maintain day to day MIS report of all respective banks.
- Undertaking Training of Back office staff wrt to sharing knowledge to make new Leaders/Managers.
- Implemented best practices in system administration including patching servers and maintaining backups.
- Performed capacity planning activities to optimize resource utilization.
- Created detailed reports on system performance metrics for senior management review for clients i.e Banks
Performed As Technical Officer
Creative Valuers & Engineers Pvt Ltd
Navi Mumbai
01.2016 - 12.2017
- Verification is Data finalized by the Technical Manager (TM) with respect to onsite data updated/sent by engineers.
- Taking ownership of institutions allotted by checking regulars' mails & communicating with clients regarding feedback on quality of work and TAT (Turnaround time).
- Verification of Technical documents such as Agreement, CC, OC and sanction plan and raising queries if any to clients and finalizing valuation reports.
- Use a full range of property information sources to inform and deliver property solutions and valuations to clients.
- Analyzing Market feedback of particular Area's/Pockets/Location and sharing information with team members through excel sheets.
- Undertaking Training of Back office staff wrt to sharing knowledge to make new Leaders/Managers.
- Participated in regular meetings with upper management regarding progress updates on current initiatives.
Education
MBA - Banking And Financial Support Services
Welingkar Institute of Management Development
02-2024
Bachelor in Account & Finance: Account - Account & Finance
G R Patil College
02-2014
Skills
- Documentation preparation
- Banking operations
- Loan Underwriting
- Loan disbursements
- Customer Relations
- Sales Support
- Compliance reviews
- Financial statement review
- Account Management
- Records Maintenance
- Documentation And Reporting
- Customer Support
- Billing and Invoicing
- Payments Processing
- Problem-solving abilities
Accomplishments
- Performance awards
- Employee of the month
- Professional awards and achievements
Work Preference
Work Type
Full TimeWork Location
On-SiteHybridImportant To Me
Work-life balanceCareer advancementHealthcare benefitsPersonal development programsCompany CultureTimeline
Branch Credit Officer
Mahindra Home Finance
07.2021 - 06.2024
Performed Technical Manager
Libra Valuers Pvt Ltd
01.2018 - 03.2021
Performed As Technical Officer
Creative Valuers & Engineers Pvt Ltd
01.2016 - 12.2017
MBA - Banking And Financial Support Services
Welingkar Institute of Management Development
Bachelor in Account & Finance: Account - Account & Finance
G R Patil College
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