Govind Anuragi
Deputy Manager Audit
New Delhi
Summary
I am a dynamic professional with over 5 years of experience in the NBFC/Banking sector, specializing in risk and branch audit. I excel in handling multiple tasks daily, using a creative problem-solving approach, and maintaining high energy levels. My flexibility and adaptability make me thrive in changing environments. I am known for my hard work, honesty, zeal, and loyalty. Throughout my career, I have received monthly recognition for outstanding performance and earned well-deserved promotions. I am a proactive manager with strong leadership, strategic planning, and problem-solving skills, dedicated to achieving challenging targets and optimizing operations.
Overview
5
5
years of professional experience
1
1
years of post-secondary education
Work History
Deputy Manager
CSL Finance Ltd
01.2023 - Current
- Credit Audit:
- Evaluated suppliers to maintain cost controls and improve operations.
- Obligation Check
- Risk Factor Identifying (Like High Turnover, Margin, Bank Analysis and CIBIL)
- File Audit
- Branch Audit:
- Cash reconciliation
- Mandatory Documents & Compliance document check
- Assets Tallying
- Drawer Checking & any other discrepancy (if available)
- Important register maintains in branch or not
- File Checking, document checking etc
- Field Audit:
- Self-visiting the customer location with available geo tag
- Cross verifying the Login fees, processing fees, search fees and CERSAI charges
- (Customer vs System amount)
- Collection payment of customer vs available in system
- Third party sourcing
- Company vendor visit.
- Introduced new methods, practices, and systems to reduce turnaround time.
Assistant Manager
India shelter Finance Corporation Ltd
Huda, Gurgaon
01.2023 - 06.2023
- Branch Audit: I) Cash reconciliation II) Mandatory Documents & Compliance document check III) Assets Tallying IV) Drawer Checking & any other discrepancy (if available) V) Important register maintains in branch or not
- VI) File Checking, document checking etc
- Field Audit: Self-visiting the customer location with available geo tag
- Cross verifying the Login fees, processing fees, search fees and CERSAI charges
- (Customer vs System amount) Collection payment of customer vs available in system
- Third party sourcing Company vendor visit.
- Generated repeat business through exceptional customer service and responded to customer concerns with friendly and knowledgeable service.
Senior Audit &, Vigilance Officer
Aye Finance Private, Square
Gurgaon
11.2019 - 01.2023
- Business verification
- Verifying the customer’s stability, location & Ownership
- Customer’s sourcing directly or through DSA
- Money taken from customer by Loan Adviser/ Third party/ Any other
- Customer’s stock verification / In case of cattle, checking minimum cattle required
- Checking customer’s loan disbursed as per policy or not
- (If not, then marking red flag)
- Branch Audit: I) Cash reconciliation II) Mandatory Documents & Compliance document check III) Assets Tallying IV) Drawer Checking & any other discrepancy (if available) V) Important register maintains in branch or not
- File Checking, document checking etc.
Audit Executive
Akasa Finance Formaly known as Pooja Finelease Ltd
New Delhi
07.2018 - 11.2019
- Checking Point Business Loan Two & three-Wheeler Loan
- JLG loan Checked. Business loan verification and Commercial vehicle loan check
- Branch Audit: I) Cash reconciliation II) Mandatory Documents & Compliance document check III) Assets Tallying IV) Drawer Checking & any other discrepancy (if available) V) Important register maintains in branch or not
- VI) File Checking, document checking etc
- NOC random calling & Collection deposition as per TAT or not
Sales Associate
Home Credit India Finance Pvt
Gurgaon
06.2016 - 12.2016
- Generally, company deals with Home appliances, Mobiles, Two
- Wheelers and Personal Loan to customers
- Deals with customer and login the case of customer.
- Resolve any query regarding loan, EMI, Due date etc.
- After login collect KYC documents with sign and other documents of companies signed.
- Leafleting, File dispatch, PLM cases document collection and EMI of borrower payment.
Education
MBA FINANCE - Finance & Marketing
Bhartiya Vidyapeeth Deemed University
Pune, Maharastra 07.2020 - 01.2023
Bachelor of Commerce (B.com) - Commerce
Delhi University- SOL
North Campus, Delhi 06.2013 - 05.2016
Semi Qualified CA - CA
ICAI
Vishwas Nagar, Delhi 04.2013 - 08.2016
Skills
MS – Office
Timeline
Deputy Manager
CSL Finance Ltd
01.2023 - Current
Assistant Manager
India shelter Finance Corporation Ltd
01.2023 - 06.2023
MBA FINANCE - Finance & Marketing
Bhartiya Vidyapeeth Deemed University
07.2020 - 01.2023
Senior Audit &, Vigilance Officer
Aye Finance Private, Square
11.2019 - 01.2023
Audit Executive
Akasa Finance Formaly known as Pooja Finelease Ltd
07.2018 - 11.2019
Sales Associate
Home Credit India Finance Pvt
06.2016 - 12.2016
Bachelor of Commerce (B.com) - Commerce
Delhi University- SOL
06.2013 - 05.2016
Semi Qualified CA - CA
ICAI
04.2013 - 08.2016
Similar Profiles
NIKHIL SINGHNIKHIL SINGH
Vice President - Business OPS & Data Analytics at CSL Finance LtdVice President - Business OPS & Data Analytics at CSL Finance Ltd
Yogita GuptaYogita Gupta
Area Legal Manager at Hinduja Housing FinanceArea Legal Manager at Hinduja Housing Finance
Yogita GuptaYogita Gupta
Area Legal Manager at Hinduja Housing FinanceArea Legal Manager at Hinduja Housing Finance
Akib SiddiquiAkib Siddiqui
Associate Manager at HCLTechAssociate Manager at HCLTech
Abhay KumarAbhay Kumar
Sr Sales Manager at Bajaj FinanceSr Sales Manager at Bajaj Finance