GOWRISHANKAR P
Mecheri
Summary
To be able to work and grow professionally as Banker in an organization where I could demonstrate my expertise in Banking. My endeavor and dedication in the job will be helpful in achieving the company's goals and objectives.
Experienced with financial auditing, risk assessment, and compliance management. Utilizes analytical skills to identify discrepancies and improve financial processes. Track record of enhancing internal controls and ensuring regulatory adherence.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Senior Auditor
DCB Bank
08.2022 - Current
- Led audit engagements, ensuring compliance with regulatory standards and internal policies.
- Developed risk assessment strategies to identify and mitigate financial discrepancies.
- Mentored junior auditors, enhancing team performance through knowledge sharing and training initiatives.
- Streamlined audit processes, resulting in improved efficiency and reduced turnaround time for reports.
- Conducted comprehensive financial audits using advanced analytics tools to support strategic decision-making.
- Collaborated with cross-functional teams to provide insights on operational improvements and cost-saving measures.
- Evaluated internal controls, recommending enhancements to strengthen organizational governance frameworks.
- Prepared detailed audit reports, presenting findings and actionable recommendations to senior management for review.
- Mentored junior auditors, contributing to their professional development and enhancing team performance.
- Enhanced audit efficiency by implementing risk-based audit strategies and streamlining processes.
Branch Service & Operation Manger
DCB Bank LTD
08.2019 - 08.2022
- Taking Care of complete Branch Operation and Error Free Branch Operations.
- Ensuring Branch Audit Score as adequately controlled for all the quarters.
- Vault Custodian for the branch to ensure no deals on BOD&E EOD.
- Monitoring RTGS / NEFT returns are tracked properly on daily basis and followed as per banks process.
- Monitoring Teller Counter to ensure error free Transactions
- Cash management and liaison with Currency Chest / Other Bank Branches / Other banks as applicable to Non supported locations
- Checking/ Monitoring of EOD reports (BR/ Instruments issued report/ EOD cash position BR etc.
- Fortnightly Verification of Cash, deliverables, inventories, Kits, Gold Packets, etc.
- NRE / NRO / FCNR / Credit monitoring
- Monitor large cash transactions & adhering to KYC norms
- Ensuring satisfactory audit in Teller operations at branch
- Monitoring KYC and AML Parameters.
- Deputy Manger2
PB-Teller Authorizer
HDFC Bank Ltd
02.2019 - 08.2019
- Handling of Complete Branch Operation including Account Opening and AML.
- Handle and resolve Customer grievances with excellent Customer satisfaction.
- Co-ordinate the team members to get it done the Branch Productivity.
- Maintenance calls to the customer place.
- Fortnightly surprise verification of branch ATM.
- To ensure migration of physical transactions both financial and non-financial to digital
- Deputy Manger 1
Value Banker
ICICI Bank Ltd
04.2014 - 02.2019
- Monitoring RTGS / NEFT returns are tracked properly on daily basis and followed as per banks process.
- Monitoring of salary uploads Monitor Security Stationery at appropriate reorder levels
- Checking/ Monitoring of EOD reports (BR/ Instruments issued report/ EOD cash position BR etc.)
- To ensure migration of physical transactions both financial and non-financial to digital
- To be vigilant so that there will not be any fraud.
- Reporting of fortnightly Suspense/Suspect / TOD and QRS reports.
- Assistant Manager
Education
B.Tech - Information Technology
The Kavery Engineering College
01.2012
Skills
- Team leadership qualities
- Continuous improvement mindset
- Critical thinking aptitude
- Risk assessment
- Cash flow management
- Compliance monitoring
- Risk management
- Root-cause analysis
- Audit software mastery
- Audit planning
- Teamwork and collaboration
Certification
- AMFI Certified for selling Mutual Funds.
- Attended FINACLE Train The Trainer (TTT).
- PGDBO Certified from IFBI-NIITTP.
- Hands on experience in Retail Banking Operations
Achievements and Awards
Improved Branch Audit Score from NI (Needs Improvement) to AC (Adequately Control)., Best Branch Operation Manger in the cluster by holding less percentage of discrepancies., Appreciated by CSOM as a best BSOM in the cluster, Awarded Best VB in the region for supporting Branch in Sales., Holded very less percentage in terms of discrepancies in the cluster.
Languages
English
Tamil
Kannada
Declaration
I do here by declare that the particulars of the information and facts stated here in above are true and complete to the best of my knowledge. Place: Date: Signature GOWRISHANKAR P
Timeline
Senior Auditor
DCB Bank
08.2022 - Current
Branch Service & Operation Manger
DCB Bank LTD
08.2019 - 08.2022
PB-Teller Authorizer
HDFC Bank Ltd
02.2019 - 08.2019
Value Banker
ICICI Bank Ltd
04.2014 - 02.2019
B.Tech - Information Technology
The Kavery Engineering College