GUDDU LAL SHARMA
Forbesganj
Summary
Dynamic Wealth Manager with ICICI Bank Ltd, adept at crafting personalized investment strategies and enhancing client portfolios. Proven expertise in credit analysis and effective communication, driving client satisfaction and achieving sales targets. Skilled in financial product knowledge, including mutual funds and insurance, ensuring clients meet their financial goals.
Overview
2
2
Languages
1
1
Certification
8
8
years of professional experience
Work History
Wealth Manager
ICICI Bank Ltd
Madhepura
03.2023 - Current
- Developed personalized investment strategies for diverse client needs.
- Managed client portfolios to ensure alignment with financial goals.
- Facilitated regular client meetings to review portfolio performance and adjustments.
- Articulated value of stocks, bonds and mutual funds and educated clients on benefits of each.
- Advised clients on different types of insurance products available to them based on their needs.
Credit Officer
IIFL samasta
08.2022 - 02.2023
- Conducted thorough risk assessments on potential borrowers.
- Evaluated credit applications for personal and business loans.
- Developed credit reports detailing applicant financial health and history.
- Monitored outstanding loans for timely repayments and compliance issues.
- Prepared detailed reports summarizing customer profiles, risk assessments, and recommendations for approval and denial of new lines of credit.
Branch Operations Manager
Rbl Finserve Ltd
forbisganj
05.2018 - 08.2022
- Managed daily branch operations, enhancing workflow and service quality.
- Implemented operational procedures, improving transaction accuracy and efficiency.
- Coordinated branch compliance with safety regulations and company policies effectively.
- Resolved customer complaints in a timely manner.
- Oversaw inventory levels of cash and supplies to maintain optimal stock. of cash, supplies, and other resources.
- Performed routine audits of branch operations to identify areas for improvement.
- Organized branch files according to recordkeeping and compliance standards.
Education
Master of Arts - Economics
DDE LNMU DARBHANGA
DARBHANGA BIHAR01-2019
Bachelor of Arts -
BNMU MADHEPURA
FORBISGANJ BIHAR01-2015
12" in Science -
BSEB PATNA
FORBISGANJ BIHAR01-2012
10th -
+2 lee academy
Forbesganj01-2010
Skills
- Portfolio management
- Investment Strategy
- Financial product expertise
- Credit analysis
- Risk Management
- Estate Planning
- Client relationship management
- Sales Target Achievement
- Communication negotiation
- Problem solving
Certification
IRDA Certified - Corporate Agents (Life Insurance), 2023
Disclaimer
I hereby declare that the information provided above is true and correct to the best of my knowledge and belief.
Languages
English
Intermediate (B1)
B1
Hindi
Upper Intermediate (B2)
B2
Timeline
Wealth Manager
ICICI Bank Ltd
03.2023 - Current
Credit Officer
IIFL samasta
08.2022 - 02.2023
Branch Operations Manager
Rbl Finserve Ltd
05.2018 - 08.2022
Master of Arts - Economics
DDE LNMU DARBHANGA
Bachelor of Arts -
BNMU MADHEPURA
12" in Science -
BSEB PATNA
10th -
+2 lee academy