GUNA SAKTHI V
Chennai
Summary
Dedicated Underwriting Associate with 1.6 years at Accenture Solutions Pvt Ltd, Chennai, India, specializing in underwriting income-producing loans and assessing borrower creditworthiness. Skilled in financial analysis, cash flow modeling, and lease abstracts, with expertise in managing renewals, ensuring compliance, and delivering risk mitigation recommendations. Excel in delivering precise, data-driven insights in fast-paced environments, leveraging technical expertise and collaborative skills.
Overview
2
2
years of professional experience
Work History
Underwriting Associate
Accenture Solutions Private Limited
09.2023 - Current
- Reviewed and underwrote income-producing loans, assessing the creditworthiness of borrowers and the viability of loan structures.
- Calculated loan applicant debt ratios, income and terms and payments to determine financial stability of applicants to repay loan.
- Managed the renewal process for existing loans, conducting thorough assessments and coordinating with borrowers to negotiate terms.
- Performed detailed financial analysis and cash flow modeling to determine loan terms and conditions.
- Conducted financial analysis and reviewed credit reports, tax returns, income documents, and collateral valuations to assess borrower's creditworthiness.
- Conducted ongoing portfolio monitoring and risk assessments to identify potential issues and proactively recommend risk mitigation strategies.
Education
B.com - Accounting and finance
HINDUSATAN COLLEGE OF ARTS AND SCIENCE
HSC - Commerce with computer application
RAMANIYAM SANKARA MATRICTULATION HIGHER SECONDARY SCHOOL
SSLC -
ST. JOSEPH MATRICTULATIION HIGHER SECONDARY SCHOOL
Skills
- Strong knowledge of underwriting principles, guidelines, and risk assessment
- Proficient in analyzing financial statements, credit reports, and other relevant documents
- Strong ability to audit financial models and appraisals, ensuring accuracy in underwriting assessments
- Excellent attention to detail and ability to spot inconsistencies or red flags
- Strong analytical and problem-solving skills
- Effective communication and interpersonal skills
- Proficient in using software and tools
Accomplishments
- Encore Award Q2 & Q4-2024: Recognized for superior performance in underwriting and valuation accuracy at Accenture.
- Recognized for consistently meeting or exceeding underwriting targets while maintaining a high level of accuracy.
- Streamlined underwriting processes by implementing automation tools, resulting in a 20% reduction in turnaround time.
Timeline
Underwriting Associate
Accenture Solutions Private Limited
09.2023 - Current
HSC - Commerce with computer application
RAMANIYAM SANKARA MATRICTULATION HIGHER SECONDARY SCHOOL
B.com - Accounting and finance
HINDUSATAN COLLEGE OF ARTS AND SCIENCE
SSLC -
ST. JOSEPH MATRICTULATIION HIGHER SECONDARY SCHOOL
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