Summary
Overview
Work History
Education
Skills
Timeline
Generic
Guneet Kaur

Guneet Kaur

New Delhi

Summary

Business Analyst and CAT Modeling Specialist with 19 years of experience in insurance across BAU support, system enhancements, and risk modeling for LOBs including Property, WC, Livestock, Marine, and Crisis Management. Skilled in bridging business and IT teams, CAT modeling (RMS, Risk Link, EMP, PACE), and process automation.


Experienced in XL Global Claims, claims-finance reconciliation (Balance & Control reports), UAT, stakeholder collaboration, and tool development (TEX Tool, MOF BOT). Adept in Agile and Waterfall, with leadership exposure in team coordination and project execution.

Overview

19
19
years of professional experience

Work History

Sr. Business Analyst (Claims)

AXA XL
03.2025 - Current
  • Working within a Waterfall delivery model to gather, document, and validate detailed business requirements for system changes and BAU enhancements
  • Act as a key liaison between business stakeholders and IT teams to support BAU operations for the XL Global Claims application.
  • Assist in System Integration Testing (SIT), UAT (User Acceptance Testing) and post-release validations for small system fixes and enhancements contributing to a 100% error-free deployment rate in recent release cycles.
  • Manage incident and issue resolution, including root cause analysis and validation of fixes to ensure minimal disruption to claims processing.
  • Ensured sign-offs at every phase to maintain compliance with the structured Waterfall process
  • Prepare and maintain business requirement documents (BRDs) and user guides for application end users.
  • Collaborate with the AMS team to support and maintain the Balance and Control Report, focusing on identifying and resolving claim amount discrepancies.
  • Perform data validation and reconciliation between claims transactions and financial systems to ensure accuracy and alignment.
  • Transitioning from Waterfall to Agile methodology, participating in early Agile adoption efforts within the team.
  • Working closely with the Product Owner and Scrum Master to refine the product backlog and prioritize user stories aligned with business goals.
  • Actively learning and adopting Agile tools such as JIRA and Confluence to manage tasks, document requirements, and track progress.


Program Manager - Cat Modeling

AXA XL
10.2006 - 02.2025
  • Performed end-to-end CAT modeling and exposure analysis for multiple insurance Lines of Business (LOBs) including General Property, Workmen Compensation, Livestock, Marine, and Crisis Management.
  • Showcased proficiency in utilizing various Catastrophic modeling software's like RMS, Risk Link, Risk Modeler and In house tools like Exposure Modeling Platform, Pace (Salesforce Workflow tool), Underwriting Platforms (Frames, Genius etc.)
  • Facilitated smooth transitions of the new business initiatives and established the Middle Market segment in Casualty business. Started off with 1 FTE which gradually increased to 1.75 FTE by the end of 2024.
  • Worked with GT team and Project Management team as a Product Analyst to successfully complete the initial phase of Hydro Tool Project. Meeting the technical requirements, provide support beyond normal operations and collaborate closely with the team to complete subsequent phases of the project.
  • Leadership of a team in both dotted line reporting structure and higher capacity setups.
  • Empowered team members by providing them with the opportunities to organize training sessions, fostering skill development and promoting a culture of knowledge sharing.
  • Conducted conference calls with clients on regular basis to ensure the smooth functioning of the process and circulating updates in the team.
  • Supported Onshore stakeholders and ERM team for various testing to standardize the process and eliminate the not so required tasks.


Achievements:

  • Exposure Modeling Platform (EMP): Served as CAT Modeling SME in implementing EMP to automate SOV data and modeling instruction conversion into RMS format, improving efficiency and accuracy across LOBs.
  • Portfolio rate: Identified a significant portfolio reporting omission for WC and collaborated with the onshore teams to improve and standardize the portfolio capture rate
  • MOF BOT: Collaborated with the automation team to transit the Modeling Overview Form BOT, resulting in enhanced performance, fewer errors, and increased speed. Implemented same in our Poland team for their Energy Line of Business.
  • TEX Tool: The idea of this project emerged when team was struggling to pull CAT Guidance Model from various databases. Worked as a Project Initiator & Owner and in collaboration with global stakeholders and colleagues, successfully implemented the TEX Tool, leading to a streamlined creation of CAT Guidance Model with lesser manual efforts.

Education

MBA - Human Resource

Symbiosis Center For Distance Learning
Pune
07-2009

Bachelors - Commerce

Jesus And Mary College, Delhi University
New Delhi, India
06-2005

Skills

  • Requirements Gathering & Analysis
  • Business Requirement Documents (BRDs)
  • Waterfall/Agile Methodologies
  • Business Analysis
  • Stakeholder Management and Collaboration
  • Insurance
  • Process Transition
  • Training and Development
  • Documentation and Control
  • UAT Coordination
  • Root Cause Analysis
  • Issue & Incident Management (BAU Support)

Tools/Applications Used:

  • JIRA
  • XL Global Claims
  • Microsoft Team Foundation Server (TFS)
  • Genius
  • Risk Link
  • Risk Browser
  • Visio
  • MS Office - Excel, Word, Power Point
  • Basic SQL
  • Pace (Salesforce)
  • Citrix
  • Frames

Timeline

Sr. Business Analyst (Claims)

AXA XL
03.2025 - Current

Program Manager - Cat Modeling

AXA XL
10.2006 - 02.2025

MBA - Human Resource

Symbiosis Center For Distance Learning

Bachelors - Commerce

Jesus And Mary College, Delhi University
Guneet Kaur