Hi, I’m
GURNAM SINGH
FINANCE AND ACCOUNTING
Amritsar
Summary
With a proven track record at CANARA BANK, I excel in operations and sales management, enhancing branch profitability and fostering staff development. My expertise in credit analysis and risk assessments, coupled with a knack for building strong client relationships, drives sustainable growth. Fluent in English, I embody leadership and strategic insight, ensuring compliance and operational excellence.
Results-driven INTERNAL AUDITOR AT CANARA BANK AND D D INTERNATIONAL PVT LTD experienced in financial statement review, auditing and reporting. Well-versed in producing reports, evaluating department operations and handling month- and year-end closings. Meticulous, conscientious and methodical in approach.
Proactive [BRANCH MANAGER] with strong background in financial analysis, budgeting and forecasting. Develops and implements financial plans and delivers strategic financial advice.
Dynamic individual with hands-on experience in ACCOUNTING FINANCE BANKING and talent for navigating challenges. Brings strong problem-solving skills and proactive approach to new tasks. Known for adaptability, creativity, and results-oriented mindset. Committed to making meaningful contributions and advancing organizational goals.
Overview
27
years of professional experience
Work History
CANARA BANK
Senior Branch Manager
07.2024 - 11.2024
Job overview
- Managed daily operations while maintaining a high level of efficiency, productivity, and customer service.
- Built strong relationships with key clients, resulting in increased loyalty and repeat business.
- Collaborated with senior management to develop branch-specific goals aligned with company objectives.
- Increased branch profitability by implementing cost-saving measures and optimizing resource allocation.
CANARA BANK
Senior Internal Auditor
07.2021 - 07.2024
Job overview
- Improved internal control processes by conducting thorough audits and identifying areas for improvement.
- Enhanced operational efficiency through the development and implementation of risk-based audit plans.
- Strengthened financial reporting accuracy by examining accounting records, verifying transactions, and reconciling discrepancies.
- Developed strong working relationships with key stakeholders to facilitate open communication during the audit process.
CANARA BANK
Bank Branch Manager
06.2018 - 07.2021
Job overview
- Maintained confidentiality of bank records and client information to prevent mishandling of data and potential breaches.
- Managed daily branch operations for optimal efficiency and performance, resulting in improved customer experiences.
- Boosted branch revenue through targeted marketing campaigns aimed at attracting new clients and retaining existing ones.
- Increased customer satisfaction by implementing new service protocols and streamlining branch operations.
Canara Bank
Branch Credit Manager
06.2014 - 06.2018
Job overview
- Reduced delinquency rates with proactive monitoring and timely intervention strategies for at-risk clients.
- Enhanced branch profitability by optimizing the credit portfolio mix and mitigating potential risks within lending activities.
- Reviewed and approved large credit applications, exercising sound judgment in line with company policies and risk appetite.
- Wrote reports detailing branch activities.
Karur Vysya Bank Officers
Branch Accountant
07.2007 - 05.2014
Job overview
- Trained new accounting staff members, fostering professional growth and skill development within the team.
- Supported annual external audit processes by providing required documentation and responding promptly to auditor inquiries.
- Improved inventory control procedures by conducting regular physical counts and reconciling results with accounting records.
- Maintained effective communication channels between accounting department and other branch offices, ensuring seamless coordination of inter-branch activities.
D D INTERNATIONAL PVT LTD
Manager, Audit and Assurance
05.2002 - 06.2007
Job overview
- Participated in business development initiatives to expand the firm''s client base within the Audit and Assurance division.
- Promoted an ethical work environment by adhering to professional standards and modeling integrity within the team.
- Maintained clear communication channels with stakeholders throughout the audit process, ensuring transparency and trust.
- Advised management on best practices related to risk management, corporate governance, and process improvements.
RAJESH KAPOOR AND CO CHARTERED ACCOUNTANTS
Accounting and Finance Manager
10.2001 - 05.2002
Job overview
- Reduced operational costs through the identification of inefficiencies and implementation of cost-saving measures.
- Led process improvement initiatives within the finance department fostering a culture of continuous improvement.
- Conducted thorough due diligence analyses supporting mergers and acquisitions activities driving strategic growth initiatives.
- Improved financial reporting accuracy by streamlining accounting processes and implementing new software solutions.
SUNCITY AMUSEMENT PARKS LTD
Senior Accounts Manager
09.2000 - 10.2001
Job overview
- Managed high-profile accounts with precision, ensuring timely delivery of services and prompt resolution of any issues.
- Mentored junior account managers, providing guidance on best practices and industry trends for professional development.
- Evaluated team members'' performance on a regular basis, offering constructive feedback and identifying areas for improvement to ensure continuous growth and development.
- Negotiated favorable contract terms for both company and clients, resulting in profitable partnerships and long-term business relationships.
ARUN KUMAR AND ASSOCIATES CHARTERED ACCOUNTANTS
Accounting Associate
08.1997 - 09.2000
Job overview
- Oversaw documentation and reporting of expenses, sales and other transactions.
- Reconciled account information and reported figures in general ledger by comparing to bank account statement each month.
- Reduced outstanding accounts receivable balances through diligent follow-up and negotiation efforts.
- Increased departmental organization by maintaining accurate records of financial transactions and creating detailed reports.
Education
LOVELY PROFESSIONAL UNIVERSITYJalandhar, India
MBA from Financial Management
04.2001
University Overview
- Professional Development Studies: [Area of Study]BANKING FINANCE AND ACCOUNTING CAIIB 2015
- CERTIFICATE IN INTERNATIONAL TRADE FINANCE
- [Apprenticeship Name], [Organization Name], Completed [Year]1999 AK ARORA AND ASSOCIATES CHARTERED ACCOUNTANTS
- Completed Coursework: PASSED INTERMEDIATE COURSE FROM INSTITUTE OF CHARTERED ACCOUNTANTS OF INDIA 2002 THE COURSE COVERS INDIAN FINANCIAL SYSTEM ACCOUNTING STANDARDS INDIAN TAXATION LAWS
INSTITUTE OF CHARTERED ACCOUNTANTS OF INDIANew Delhi, India
ACCOUNTING TECHNICIAN from FINANCIAL ACCOUNTING AND TAXATION
04.2001
GURU NANAK DEV UNIVERSITYAMRITSAR
BACHELOR OF COMMERCE from Accounting And Finance
04.2001
Skills
Operations management
Sales management
Staff development
Branch operations management
Credit analysis
Credit scoring
Credit reports
Risk assessments
Loan origination
Cash flow management
Proficient in ENGLISH SCORED 74 IN PTE TEST IN AUGUST 2024
Loan decision assessments
Regulatory compliance
Research and due diligence
LISTENING MUSIC, MEDITATION , SPORTS AND TRAVELLING
I LOVE LISTENING CLASSIC MUSIC WITH MEDITATION TO RELAXE .I LIKE PLAYING SPORTS LIKE CRICKET, BADMINTON AND I AM EARLY RISER GO FOR MILD WORKOUT IN OPEN .
I LOVE EXPLORING PLACES WHILE TRAVELLING THAT INCREASES KNOWLEDGE AND HELP IN UNDERSTANDING CROSS CULTURES AND EMPATHY TOWARDS OTHERS
Timeline
Senior Branch Manager
CANARA BANK
07.2024 - 11.2024
Senior Internal Auditor
CANARA BANK
07.2021 - 07.2024
Bank Branch Manager
CANARA BANK
06.2018 - 07.2021
Branch Credit Manager
Canara Bank
06.2014 - 06.2018
Branch Accountant
Karur Vysya Bank Officers
07.2007 - 05.2014
Manager, Audit and Assurance
D D INTERNATIONAL PVT LTD
05.2002 - 06.2007
Accounting and Finance Manager
RAJESH KAPOOR AND CO CHARTERED ACCOUNTANTS
10.2001 - 05.2002
LOVELY PROFESSIONAL UNIVERSITY
MBA from Financial Management
04.2001
INSTITUTE OF CHARTERED ACCOUNTANTS OF INDIA
ACCOUNTING TECHNICIAN from FINANCIAL ACCOUNTING AND TAXATION
04.2001
GURU NANAK DEV UNIVERSITY
BACHELOR OF COMMERCE from Accounting And Finance
04.2001
Senior Accounts Manager
SUNCITY AMUSEMENT PARKS LTD
09.2000 - 10.2001
Accounting Associate
ARUN KUMAR AND ASSOCIATES CHARTERED ACCOUNTANTS
08.1997 - 09.2000