Experienced Regional Manager with 20 years of expertise in Financial Services, specializing in Early & Mid Bucket NPA Collection Management. Proven track record in leading large teams and implementing effective systems to enhance productivity. Adept in managing collections across various products, including Small Business Loans, Loan Against Property, Farm Collections, Business loans, Personal Loans, TW Loans, Used & New car loans, Commercial Vehicle loans with significant experience in the Captive environment. I am currently working as an Area Manager, overseeing operations in the southern states. I have extensive experience in each state, having worked in the capitals: Hyderabad, Bangalore, Vijayawada, and Chennai. I am fluent in Telugu, Hindi, Tamil, and Kannada.
Currently looking for better opportunity due to CV Business has been stopped and No growth in the book
Job changed due to the family issues.
Joined for the different work exposure, But growth was very slow, Hence decided to left the organisation
Left the Organization due to Personal loan business was stopped
The Book which we are handled was More than 600 DPD book. Book got reduced , Hence i was left the company.
Left the organization due to Layoff
Collection Management: Expert in handling Farm verticals, Small Business Loans, and other financial products with a focus on reducing NPA and improving recovery rates
Team Leadership: Managed teams of over 300 field officers, with direct oversight of up to 20 managers Strong in training, motivating, and retaining talent
Strategic Planning & Execution: Skilled in setting goals, planning strategies, and executing plans to achieve collection targets Proficient in MIS and data management for informed decision-making
Customer Relationship Management: Developed customer retention strategies, ensuring high levels of client satisfaction and efficient dispute resolution
Vendor Management: Led vendor compliance and performance management, ensuring adherence to regulatory standards and mitigating risks effectively
Portfolio Management: Analysed portfolio performance and devised strategies for improving collection processes and reducing delinquency rates