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GURURAJ DHARWAD
MORTGAGE OFFICER
Bengaluru
Summary
Experienced with mortgage analysis and loan processing. Utilizes analytical skills to evaluate loan applications and assess risks. Knowledge of financial regulations and compliance standards ensuring precise and lawful lending practices.
Overview
4
4
years of professional experience
3
3
Languages
Work History
Mortgage Officer
CONCENTRIX
06.2022 - Current
- Reviewed and validated details of loan applications and closing documentation.
- Identified potential fraud risks by conducting thorough background checks on applicants and verifying financial information.
- Expedited loan closings through effective coordination with title companies, attorneys, appraisers, inspectors, and other involved parties.
- Continuously improved personal proficiency in mortgage software applications through ongoing professional development and training opportunities.
- Collaborated with brokers to gather required documentation, ensuring a smooth loan origination process.
- Ensured timely completion of post-closing tasks such as fund disbursements, document recording, and file archiving.
Liabilities Relationship Officer
IDFC FIRST BANK LTD
01.2021 - 01.2022
Education
Commerce, PUC -
Rotary Pu College
Ranibennur, India 04.2001 -
Bachelor of Commerce -
JSS College
Dharwad, India 04.2001 -
MBA - Finance And Marketing
Reva Institute of Science And Management
Bengaluru, India 04.2001 -
Skills
Loan processing
Loan origination
Property Review
Loan Closing
Review and Validate
Handle End to End Closing
Time management
Adaptability and flexibility
Attention to Detial
Problem-solving
Software
Microsoft Suite
Microsoft Outlook
Timeline
Mortgage Officer
CONCENTRIX
06.2022 - Current
Liabilities Relationship Officer
IDFC FIRST BANK LTD
01.2021 - 01.2022
Commerce, PUC -
Rotary Pu College
04.2001 -
Bachelor of Commerce -
JSS College
04.2001 -
MBA - Finance And Marketing
Reva Institute of Science And Management
04.2001 -