HARIHARAN S
Bangalore
Summary
Dynamic Risk Analyst with proven expertise at KPMG, adept at enhancing compliance through innovative fraud detection strategies. Skilled in KYC processes and regulatory compliance, I excel under pressure, driving significant reductions in false positives. My analytical mindset and strong decision-making abilities ensure effective investigations and robust risk management.
Overview
4
4
years of professional experience
Work History
Analyst
KPMG (PAYROLL SATTVA HUMAN PVT LTD)
BENGALURU
06.2024 - Current
- Identifying data quality issues, such as duplicate entries, missing fields, and outdated information. Updating and correcting records based on reliable documentation, or verified sources.
- Performing QA checks to ensure all remediation activities meet compliance standards.
- Implemented new tools and techniques to improve the efficiency of data validation tasks.
- Coordinated AML and sanctions screening processes for compliance with regulations.
- Analyzed transactions for red flags such as structuring, unusual volumes, OFAC, UN, UK, EU sanctions hits, and PEP exposure.
- Investigated alerts related to sanctions, AML, fraud, and unusual customer activity before payment release.
- Reduced false positives by identifying pattern behaviors and improving alert-handling accuracy.
- Updated and cleaned data using Excel (VLOOKUP, Pivot Tables), Google Sheets, and CRM tools.
- Reviewed real-time payment transactions for sanctions alerts to prevent prohibited payments.
- Worked closely with onshore and offshore team members to deliver high-quality work and meet project deadlines.
Risk Analyst
Cognizant Technology Solutions
05.2022 - 03.2024
- My role ensures working as an investigator in several work types of Google Pay(IN) to efficiently identify fraud.
- As a risk analyst I've to prevent, detect, And investigate acts of fraud committed by customers.
- Monitor accounts and transactions regularly to identify any fraudulent activities.
- Perform fraud investigations and submit reports to the concerned manager.
- Performs periodic reviews aand reports on merchants to comply with rules, regulations and KYC requirements.
- Handle the email and chat consults and verify the user doc's sent by the customer's ( KYC ) without missing the TAT.
- Conducted in-depth investigations of flagged transactions and accounts including origin investigations, validating transactions and account reconciliation.
- Identity theft, spam and scam patterns, impersonation, and AML.
Education
B.COM -
Vijaya Main Degree College
01.2021
Skills
- Ability to work under pressure
- Self-motivated
- Good management skills
- MS Office
- Transaction monitoring
- Analytical skills
- Decision making
- Fraud investigation
- KYC processes
- Regulatory compliance
- Compliance monitoring
- Critical thinking
- Team collaboration and leadership
- Sanctions screening
Languages
- ENGLISH
- KANNADA
- HINDI
Achievements Hobbies
- Best project [Commerce] at College fest.
- Rewarded and recognized as the best reviewer for the month May, Jul, Oct, Dec & Jan.
- Maintained 100% accuracy.
- Listening to music and playing cricket.
Timeline
Analyst
KPMG (PAYROLL SATTVA HUMAN PVT LTD)
06.2024 - Current
Risk Analyst
Cognizant Technology Solutions
05.2022 - 03.2024
B.COM -
Vijaya Main Degree College