Credit Analytical professional with technical knowledge and critical thinking skills to thrive in data-driven environments. Tackles challenges with positivity and drive to overcome.
Overview
4
4
years of professional experience
1
1
Certification
Work History
Credit Analyst
CHAITANYA INDIA FIN CREDIT PVT.LTD
BENGALURU
05.2023 - Current
Analyzed current business processes and identified areas of improvement to increase efficiency.
Created detailed reports on project progress, results, and recommendations for further improvement.
Analyzed data from various sources such as surveys, interviews, focus groups, to identify patterns or trends.
Supported special projects upon request from department manager.
Conducted onsite visits to external facilities to maintain standardization and compliance across operations.
Assisted with long-range planning by recommending technological application programs.
Adhered to applicable laws, regulations and policies governing field team operation practices.
Analyzed customer accounts to identify delinquencies or disputes, documenting root causes.
Conducted credit reviews on applications to analyze the gap in field team process knowledge.
Assessed customer credit files regularly to review receivables.
Operations Manager
SOCO Product Pvt.Ltd
Coimbatore
06.2022 - 07.2022
Developed and implemented operational procedures to ensure quality standards are met.
Monitored and improved efficiency of processes, team performance, and customer service.
Maintained accurate inventory records to track stock levels and minimize costs.
Resolved customer complaints in a timely manner while ensuring customer satisfaction remains at optimal levels.
Identified areas of deficiency and performed root-cause analysis to solve problems.
Prepared staff work schedules and assigned team members to specific duties.
Site Supervisor
TTK Constructions Pvt.Ltd
Madurai
01.2020 - 06.2021
Managed and supervised a team of 10+ site staff members to ensure safety, quality control and efficient operations.
Organized daily workflow for the team, ensuring tasks were completed on time.
Scheduled and coordinated resources for all maintenance activities in order to meet project deadlines.
Conducted regular inspections of work sites to ensure compliance with safety regulations, including hazard identification and risk assessment.
Assisted in resolving conflicts between subcontractors, vendors or clients as required by management.
Maintained accurate records such as daily reports, timesheets and other related documentation as required by management.
Coordinated material deliveries from suppliers according to project needs.
Participated in job-site meetings with contractors, owners, architects, engineers, as necessary.
Tracked material usage and contractor hours to align projects with budgets.
Education
MBA - Marketing
PSG Institute of Management
Coimbatore
05-2023
B.E - Civil Engineering
PSNA College of Engineering & Technology
Dindigul
05-2019
Skills
Cross-Functional Collaboration
Logical Thinking
Root Cause Analysis
Audit Support
Report Preparation
Trend Analysis
Analytical Thinking
Process Analysis
Presentations
Issue Identification
Languages
Tamil
First Language
English
Intermediate (B1)
B1
Hindi
Elementary (A2)
A2
Kannada
Beginner (A1)
A1
Accomplishments
Received honor for contributions to the Scinaptics project,contributing to the project's success and recognition with in the organization.
Affiliations
Student council Member :
Played a pivotal role as a member of the student council,spearheading the organization and execution of DejaVu,the flagship event.
Demonstrated strong leadership & organizational skills in coordinating various activities and ensuring the seamless execution of the event.
Social Activist:
Volunteering in community outreach programs during the COVID-19 pandemic.
Actively distributing food packages to needy.
Certification
Master Diploma in Building Design.
Timeline
Credit Analyst
CHAITANYA INDIA FIN CREDIT PVT.LTD
05.2023 - Current
Operations Manager
SOCO Product Pvt.Ltd
06.2022 - 07.2022
Site Supervisor
TTK Constructions Pvt.Ltd
01.2020 - 06.2021
MBA - Marketing
PSG Institute of Management
B.E - Civil Engineering
PSNA College of Engineering & Technology
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