Harika Siganapalli
Hyderabad
Summary
To grow professionally where I can use my knowledge and skills, thereby contributing to the growth of the Organization. To mark my pressure in accounts, Finance, and allied streams by utilizing a combination of hard and smart work by implementing the knowledge gained in the course of studies undergone.
Overview
1
1
Language
1
1
Certification
6
6
years of professional experience
Work History
Team Leader
Wells fargo
Hyderabad
08.2024 - Current
- Worked for Third parties which included filling of Relevant documents like Appraisal, comparable Sales and Rental information, Tenant and Landlord information, Loan documentation Loan Processing, Origination verification of, pre underwriting, ofac, Rent-roll, property information, and Environmental and seismic Discounted and direct cap, Dark value information and competent professional with 2 years of experience in Financial Modeling, Reporting, and Documentation, Income Adjustments, Lease reviews, Quality Checks, Corporate Actions, Rent-roll Analysis, Exchange Traded Funds. (2022-2024). Working as a Team leader for Real Estate functioning.For underwriting Conducting borrower meetings, site visits, collateral inspections, and portfolio monitoring.• Performing end-to-end due diligence including promoter checks, legal scrutiny, property valuationreview, ROC searches, and compliance checks.• Appraising Term Loans, Working Capital (CC/OD), LAP, Structured Finance, and Builder/ConstructionFinance proposals.• Conducting detailed financial analysis, ratio analysis, cash flow assessment, banking behaviour review,and industry risk evaluation.• Leading credit underwriting, appraisal, and sanction recommendati
- Led credit underwriting, appraisal, and sanction recommendations for various finance proposals.
- Compiled and presented weekly and monthly reports to senior management to inform decision-making.
- Evaluated team performance and ensured maintenance of insurance quality standards.
- Reviewing and analyzing agreements & Documentation.
Analyst
Workplace/Company
Hyderabad
09.2020 - 07.2024
- Worked as an Analyst for the IDP process (Image Data Perfection) which deals with checks and transactions (2020-2022).
- Provided subject matter expertise for the Cares project, ensuring effective process implementation.
- Analyzed market trends to support strategic decision-making processes.
- Developed reports on business performance and operational efficiency.
- Collaborated with cross-functional teams to identify improvement opportunities.
Team Developer
Bank of america
Hyderabad
08.2021 - 09.2022
- Led team for operational function of IDP & Cares project.
- Oversaw real estate capital markets transactions.
- Summarized lease agreements, capturing key clauses such as reimbursements, rent increases, co-tenancy, sales, termination economic loss, casualty condemnations, and rent-roll in review template.
Education
BBA -
Centurion University
IndiaGood Shepherd E- smart school -
Good Shepherd E- smart school
Skills
- Credit underwriting
- Strategic planning
- Project organization
- Analytical problem-solving
- Task prioritization
- Coaching team members
- Tech adaptability
- Effective communication
- Adaptability under pressure
- Adapts under pressure
Certification
Bronze Award as a Real estate and IDP process, 08/01/22 - 04/30/24
Languages
- English, Professional Working Proficiency
- Telugu, Professional Working Proficiency
- Hindi, Professional Working Proficiency
Supported Causes - Cause
- English, Professional Working Proficiency
- Telugu, Professional Working Proficiency
- Hindi, Professional Working Proficiency
Honor Awards
- English, Professional Working Proficiency
- Telugu, Professional Working Proficiency
- Hindi, Professional Working Proficiency
Volunteer Experience
- English, Professional Working Proficiency
- Telugu, Professional Working Proficiency
- Hindi, Professional Working Proficiency
Hobbies and Interests
- English, Professional Working Proficiency
- Telugu, Professional Working Proficiency
- Hindi, Professional Working Proficiency
Languages
English
First Language
Timeline
Team Leader
Wells fargo
08.2024 - Current
Team Developer
Bank of america
08.2021 - 09.2022
Analyst
Workplace/Company
09.2020 - 07.2024
BBA -
Centurion University
Good Shepherd E- smart school -
Good Shepherd E- smart school