Experienced Credit Manager knowledgeable about creditworthiness and document review. Highly effective at optimizing credit policies to balance profit and loss.
Overview
4
4
years of professional experience
4
4
years of post-secondary education
2
2
Certifications
4
4
Languages
Work History
Credit Officer
STATE BANK OF INDIA
BOMRASPET
03.2021 - Current
Recommended approval or disapproval of retail,sme and agriculture credit loans.
Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams.
Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
Devised collection recovery strategies to resolve customer issues and delinquent cases.
Assistant Manager
KARNATAKA VIKAS GRAMEENA BANK
VIJAYAPURA
05.2018 - 03.2021
Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
Devised collection recovery strategies to resolve customer issues and delinquent cases.
Organized and finalized loan applications for underwriter review.