Summary
Overview
Work History
Education
Skills
Accomplishments
Languages
Timeline
AssistantManager

HARIKRISHNAN P

Coimbatore

Summary

Branch Manager with a proven track record at Aadhar Housing Finance Ltd, excelling in sales growth and team leadership. Expert in credit assessment and customer relationship management, I successfully enhanced branch production rates and cultivated key client relationships, driving exceptional customer satisfaction and operational efficiency. Skilled Branch Manager with demonstrated success in coordinating team and financial activities. Friendly and adaptable professional with remarkable leadership and program management skills. Experienced leader with strong background in guiding teams, managing complex projects, and achieving strategic objectives.

Overview

7
7
years of professional experience

Work History

Branch Manager

Aadhar Housing Finance Ltd
05.2024 - Current
  • Handled Branch Loan Portfolio of 52Cr consistency and collection 12 MOB and 24MOB performance is 100%
  • Successfully controlled NPA to 0.3% ensuring portfolio health and minimizing credit risk.
  • Enhanced branch production rates by handling staff conflicts, evaluations, hiring, and termination processes and coaching employees on company protocol and payroll operations.
  • Maintained friendly and professional customer interactions.
  • Interviewed and hired talented individuals with top-level strengths, improving organizational talent, and skill set.
  • Met deadlines by proactively managing individual and team tasks and streamlining processes.

Territory Sales Manager

Aadhar Housing Finance Ltd.
07.2023 - 05.2024
  • Researched competitor activity and used findings to develop sales growth strategies.
  • Trained and mentored sales representatives in sales techniques and strategies.
  • Cultivated relationships with key accounts in territory and provided support to drive customer satisfaction.
  • Worked with vendors and suppliers to support timely delivery of products and services.

Branch Sales Manager

Aadhar Housing Finance Ltd
04.2022 - 07.2023
  • Managed branch sales, customer service, finances and recordkeeping.
  • Resolved customer complaints to maintain high level of satisfaction.
  • Set pricing strategy and discount rates.
  • Interviewed, hired and developed team of 5.

Relationship Manager

Aadhar Housing Finance Ltd
07.2021 - 04.2022
  • Communicated regularly with clients to understand needs, evaluate current product use and cross-sell new products.
  • Built and maintained relationships with new and existing clients while providing high level of expertise.
  • Developed and cultivated lucrative relationships with both new and existing clients through effective communication and exemplary interpersonal skills.
  • Achieved goals for sale of bank products and services and exceeded performance metrics for customer service.

Sales Executive

Team Lease Services Ltd (Aadhar Housing Finance Ltd)
07.2018 - 07.2021
  • Achieved sales goals and service targets by cultivating and securing new customer relationships.
  • Researched sales opportunities and possible leads to exceed sales goals and increase profits.
  • Stayed current on company offerings and industry trends.
  • Promoted conversion of casual shoppers into customers through product knowledge and product solutions to meet customer needs.

Education

Bachelor of Engineering - Civil Engineering

Rathinam Technical Campus
Coimbatore
05-2017

Higher Secondary School -

Corporation Boys Higher Secondary School
Coimbatore
04-2013

High School -

Devanga High School
Coimbatore
04-2011

Skills

  • Loan Products Knowledge
  • Credit Assessment & Risk Analysis
  • Regulatory compliance
  • Financial Analysis & Reporting
  • Use Banking Software
  • Customer Relationship Management
  • Team Leadership & Motivation
  • Problem - Solving & Decision Making
  • Market Awareness & Networking
  • Operational Efficiency

Accomplishments

  • Received PAN INDIA Best DST Award for year of 2019-2020
  • Received PAN INDIA Best DST Award for year of 2020-2021
  • JAS contest winner for year of 2021-2022.
  • Received PAN INDIA Best BSM Award for year of 2022-2023(Award Received from ABM at Thailand).
  • Received Foreign Trip at Malaysia (ABM) for year of 2024-2025 for achieved more than 110% of Branch Target.
  • Received Foreign Trip at Thailand for year of 2024-2025 for achieved Branch Target of 143% on NDJF contest
  • Received Foreign Trip at Malaysia (ABM) for year of 2024-2025 for achieved more than 110% of Branch Target.
  • I got a 4 Promotions from sales executive to branch manager for last 7 years at Aadhar Housing Finance Ltd.
  • Received Regional award for Best Micro Branch Winner of the year of 2022-2023.
  • Received Regional award for Rolling Trophy winner of the year for 2024-2025.

Languages

Tamil
Bilingual or Proficient (C2)
English
Bilingual or Proficient (C2)

Timeline

Branch Manager

Aadhar Housing Finance Ltd
05.2024 - Current

Territory Sales Manager

Aadhar Housing Finance Ltd.
07.2023 - 05.2024

Branch Sales Manager

Aadhar Housing Finance Ltd
04.2022 - 07.2023

Relationship Manager

Aadhar Housing Finance Ltd
07.2021 - 04.2022

Sales Executive

Team Lease Services Ltd (Aadhar Housing Finance Ltd)
07.2018 - 07.2021

Bachelor of Engineering - Civil Engineering

Rathinam Technical Campus

Higher Secondary School -

Corporation Boys Higher Secondary School

High School -

Devanga High School

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HARIKRISHNAN P