Summary
Overview
Work History
Education
Skills
Current Location
Linguistic Abilities
Hobbies and Interests
Executive Profile
Personal Information
Timeline
Generic
HARIOM JINDAL

HARIOM JINDAL

Meerut

Summary

Finance professional with 19+ years of experience across Manufacturing and Banking. Currently Receivables Head at Dayal Fertilizers Pvt. Ltd., managing annual business of approximately ₹800 Crore and an Accounts Receivable portfolio of ₹100 Crore through SAP S/4HANA. Lead an 8-member team supporting 3,000+ dealers/customers. Seasoned Receivables Manager with comprehensive background in finance and accounting. Equipped with strengths in managing account receivables, improving collection processes, and implementing efficient financial systems. Known for strategic problem-solving abilities and keen attention to detail that drives business profitability and sustainability. Made significant impact by optimizing cash flow, reducing bad debt losses, and enhancing internal controls in previous roles.

Overview

18
18
years of professional experience

Work History

Receivables Head

DAYAL FERTILIZERS PVT. LTD.
12.2025 - Current
  • Lead the complete Order-to-Cash cycle from customer onboarding to payment realization.
  • Oversaw governance of customer master data to ensure accuracy and integrity.
  • Billing verification.
  • Commercial approvals.
  • Advance receipt accounting.
  • Cash application.
  • Customer account clearing.
  • Customer ledger reconciliation.
  • Collection planning.
  • Ageing analysis.
  • DSO monitoring.
  • Customer dispute resolution.
  • Generated receivable management information system reports to inform strategic decision-making.
  • Credit exposure reporting.
  • Collection forecasting.
  • Established financial controls to ensure regulatory compliance and mitigate risk.
  • Internal and statutory audit support.

Branch Operations Head

Axis Bank Ltd.
06.2024 - 12.2025
  • Authorization of all vouchers (A/C Opening & Closing, Fund Transfer, Rtgs/Neft, Inward/Outward Clearing, CMS Clearing, Customer Request Processing, Modification.)
  • Solving Customer Queries and Complaint Redressel.
  • Coordinating with Internal & External Auditor and managing yearly audit of Bank.
  • Managing Operation Team of Two.
  • Compliance Maintenance of Bank.
  • Internal audit of branch.
  • Responsible of all branch operational work.

Deputy Branch Manager

ICICI Bank Ltd.
02.2017 - 06.2024
  • Authorization of all vouchers (A/C Opening & Closing, Fund Transfer, Rtgs/Neft, Inward/Outward Clearing, CMS Clearing, Customer Request Processing, Modification.)
  • Solving Customer Queries and Complaint Redressel.
  • Coordinating with Internal & External Auditor and managing yearly audit of Bank.
  • Managing Operation Team of Two.
  • Compliance Maintenance of Bank.
  • Internal audit of branch.
  • Responsible of all branch operational work.

Senior Officer – Accounts

DAYAL FERTILIZERS PVT. LTD.
02.2008 - 02.2017
  • Order-to-Cash (O2C)
  • Lead the complete Order-to-Cash cycle from customer onboarding to payment realization.
  • Customer master governance.
  • Customer credit evaluation.
  • Credit limit monitoring.
  • Sales order validation.
  • Billing verification.
  • Commercial approvals.
  • Advance receipt accounting.
  • Cash application.
  • Customer account clearing.
  • Customer ledger reconciliation.
  • Collection planning.
  • Ageing analysis.
  • DSO monitoring.
  • Customer dispute resolution.
  • Receivable MIS.
  • Credit exposure reporting.
  • Collection forecasting.
  • Financial controls.
  • Internal and statutory audit support.

Education

M.Com -

D.N. College
Meerut
01-2011

B.Com -

D.N. College
Meerut
01-2007

Intermediate -

K.K. Inter College
Meerut
01-2004

High School -

C.L.M. Inter College
Meerut
01-2002

Skills

  • Self confidence
  • Human relationship
  • Order-to-cash management
  • Customer credit evaluation
  • Receivable forecasting
  • Cash application
  • Billing verification
  • Financial reporting
  • Internal auditing
  • Customer dispute resolution
  • Process improvement
  • Time management
  • Accounts receivable management
  • Cash flow management
  • Credit risk analysis
  • Invoice processing

Current Location

Baraut, Baghpat

Linguistic Abilities

  • Hindi
  • English

Hobbies and Interests

  • Reading Books
  • Playing Badminton

Executive Profile

Finance professional with 19+ years of experience across Manufacturing and Banking. Currently Receivables Head at Dayal Fertilizers Pvt. Ltd., managing annual business of approximately ₹800 Crore and an Accounts Receivable portfolio of ₹100 Crore through SAP S/4HANA. Lead an 8-member team supporting 3,000+ dealers/customers., Managed ₹800 Crore annual business operations., Managed an Accounts Receivable portfolio of ₹100 Crore., Led an 8-member Accounts Receivable team., Managed receivables for 3,000+ dealers/customers., Reduced DSO by 15 days., Recovered ₹18 Crore overdue receivables., Reduced ageing by 25%., Implemented executive MIS dashboards for receivables, ageing, DSO, and collections., Strengthened collection efficiency through structured review mechanisms., Led dealer scheme finalization and commercial accounting., Improved financial controls within the O2C cycle.

Personal Information

  • Notice Period: 45 Days
  • Date of Birth: 01/01/88
  • Gender: Male
  • Nationality: Indian
  • Marital Status: Married

Timeline

Receivables Head

DAYAL FERTILIZERS PVT. LTD.
12.2025 - Current

Branch Operations Head

Axis Bank Ltd.
06.2024 - 12.2025

Deputy Branch Manager

ICICI Bank Ltd.
02.2017 - 06.2024

Senior Officer – Accounts

DAYAL FERTILIZERS PVT. LTD.
02.2008 - 02.2017

M.Com -

D.N. College

B.Com -

D.N. College

Intermediate -

K.K. Inter College

High School -

C.L.M. Inter College

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HARIOM JINDAL