Summary
Overview
Work History
Education
Skills
Keyspecializationskills
Bankingcertifications
Profile Snapshot
Personal Information
Extracurricular Activities
Languages
Timeline
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Harish Kadiresan

Harish Kadiresan

Chennai

Summary

I would like to utilize my 10 years of experience and knowledge in banking by contributing to the improvement as well as progress of the organization. Results-driven Team Leader known for high productivity and efficient task completion. Skilled in strategic planning, conflict resolution, and performance optimization. Excel in leadership, communication, and problem-solving to achieve team goals. Ready to leverage abilities in organization and motivation to drive success in fast-paced environments.

Overview

10
10
years of professional experience

Work History

Team Leader

Lakshmi Vilas Bank Ltd
Chennai
2020.12 - Current
  • Stepped into the position of leading the Royapuram Branch
  • Generated a 30% growth in the total book size.
  • Directed and guided a team consisting of 12 members
  • Effectively handled a range of assets such as housing loans, mortgage loans, and business loans
  • Earned several prestigious awards by excelling in both the TPP contest and CASA campaign.
  • Successfully achieved MDRD qualification in 2023.
  • Acted as a key asset in both the gold loan and savings account product teams, offering valuable inputs and analyzing market trends.

Branch Head

Lakshmi Vilas Bank Ltd
Chennai
2019.07 - 2020.12
  • Took charge as Branch Head (Vichoor Branch)
  • Achieved a 50% increase in business growth, despite the challenges posed by the Covid-19 pandemic, by aggressively sourcing core retail business and generating revenue through TPP.
  • Led staff personnel to success through training implementation, proactive problem solving, and ensuring branch operations compliance.
  • Oversaw and directed staff responsible for activities such as account management, customer service, financial operations, inspection, and other channel partners.
  • Oversaw staff performance to ensure budget targets were met while facilitating the organic growth of the branch's business through strategic management of assets such as housing loans, mortgage loans, and business loans.

Branch Head

Lakshmi Vilas Bank Ltd
Chennai
2018.04 - 2019.07
  • Took charge as Branch Head (Venjuvancheri Branch)
  • Drove significant expansion of the company's revenue through targeted acquisition of key retail customers at URC center.

Branch Operation Head

Lakshmi Vilas Bank Ltd
Chennai
2017.06 - 2018.04
  • Got Transferred to Nungambakkam Branch
  • Responsible for handling overall sales and marketing of the branch through active selling of our core products both assets and liablities along with TPP
  • Lead a Sales team including SE's and RM's by providing coaching, mentoring, and on-going feedback/support to improve and advance their abilities.

Branch Operation Head

Lakshmi Vilas Bank Ltd
Chennai
2014.09 - 2017.06
  • Joined as Probationary officer at Kallakurichi branch on September 2014 and got confirmed at April 2015
  • Processed daily client transactions, loan payments, and selling TPP products
  • Ensured all documentation and paperwork was in place and within compliance
  • Assisted client relationship managers at bank branch with customer account research and maintenance
  • Managed loan accounts with the overall business of 400 crores.

Education

Master of Business administration -

RMK Engineering College
01.2012

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Post graduate diploma in banking -

Institute of Finance Banking & Insurance
Chennai

Skills

  • Client Service
  • Team Supervision
  • Coaching
  • Mentoring
  • Complaint resolution
  • Work Planning
  • Documentation And Reporting
  • Staff Training
  • Work Planning and Prioritization
  • Coaching and Mentoring
  • Leadership
  • People Management
  • Leading Team Meetings
  • Team motivation
  • Complex Problem-Solving

Keyspecializationskills

  • Analytical mind with strong knowledge of Banking products, Markets and regulations
  • Strong communication, presentation skills along with sales and marketing knowledge
  • Effective team leader and ability to work under pressure with TAT.

Bankingcertifications

  • Certification in NISM Mutual funds Distributors
  • IRDA certified

Profile Snapshot

  • Team Leader, 12/01/20, Present, Took charge as Branch Head (Royapuram Branch). Increased the total book size by 30%. Lead a staff size of 12 members. Handling of Assets like Housing loan, mortage loan, business loan, etc. Won many awards by achieving TPP contest and CASA campaign. MDRD qualifier in 2023.
  • Branch Head, 07/01/19, 12/01/20, Took charge as Branch Head (Vichoor Branch). Registered a business growth of 50% during the same period through aggressive sourcing of core retail business along with revenue generated through TPP in spite of Covid-19 pandemic. Lead staff personnel by implementing training, engaging in proactive problem solving, and ensuring compliance in branch operations. Supervise staff in operations such as account management, customer service, financial operations, inspection and other channel partners. Monitor and motivate the staff to achieve the budgets allocated and ensuring organic growth of branch business by Handling of Assets like Housing loan, mortage loan, business loan, etc.
  • Branch Head, 04/01/18, 07/01/19, Took charge as Branch Head (Venjuvancheri Branch). Registered a business growth of 62% during the same period through aggressive sourcing of core retail business in URC center.
  • Branch Operation Head, 06/01/17, 04/01/18, Got Transferred to Nungambakkam Branch. Responsible for handling overall sales and marketing of the branch through active selling of our core products both assets and liablities along with TPP. Lead a Sales team including SE's and RM's by providing coaching, mentoring, and on-going feedback/support to improve and advance their abilities.
  • Branch Operation Head, 09/01/14, 06/01/17, Joined as Probationary officer at Kallakurichi branch on September 2014 and got confirmed at April 2015. Processed daily client transactions, loan payments, and selling TPP products. Ensured all documentation and paperwork was in place and within compliance. Assisted client relationship managers at bank branch with customer account research and maintenance. Managed loan accounts with the overall business of 400 crores.

Personal Information

Hobbies: Travelling and exploring new places., Dog training and also training people how to take care of dogs.

Extracurricular Activities

Kabaddi State level player. Won a business plan event in MBA at the year 2011

Languages

Tamil
First Language
English
Advanced (C1)
C1

Timeline

Team Leader

Lakshmi Vilas Bank Ltd
2020.12 - Current

Branch Head

Lakshmi Vilas Bank Ltd
2019.07 - 2020.12

Branch Head

Lakshmi Vilas Bank Ltd
2018.04 - 2019.07

Branch Operation Head

Lakshmi Vilas Bank Ltd
2017.06 - 2018.04

Branch Operation Head

Lakshmi Vilas Bank Ltd
2014.09 - 2017.06

Master of Business administration -

RMK Engineering College

DATA SCIENCE - DATA SCIENCE

LEARNBAY

Post graduate diploma in banking -

Institute of Finance Banking & Insurance
Harish Kadiresan