Madhavi Singh
Gurgaon
Summary
To obtain position that will allow me to utilize my skills, experience and willingness to learn in making an organization successful.
Overview
4
4
years of professional experience
Work History
Cluster Credit Manager
Hinduja Housing Finance
Gurgaon
03.2024 - Current
- Conducted investigations and in-depth evaluations of customers for creditworthiness and potential risk factors
- Conducted physical visits with customer to understand the customer business/job and it's existence
- Understand the customer property it's marketability technical value and legal factors
- Streamlined credit approval processes, reducing turnaround times for credit decisions and enhancing customer satisfaction
- Managed credit risk assessments and conducted financial analyses to minimise defaults on payments
- Managed all reporting, documentation and record-keeping requirements for department
- Conducted regular reviews of existing customers' credit terms, adjusting limits based on payment history and financial health
- Executed loan origination process, including ordering credit reports, appraisals and preliminary title reports
- Compared customer references, credit ratings, risks and payslips against policy standards to balance risk
Credit Officer
Aye Finance Pvt Limited
08.2022 - 11.2023
- Check the complete file (KYC, income, and financial documents).
- To make CAM (including eligibility, financial analysis, non-financial check).
- Financial Statement Analysis, Analyzing Financial Ratios, and Banking Analysis.
- Raising a query about whether some documents that are required, as per policy, are missing for loan appraisal.
- To do telephone verification of applicants at the given number on the application form.
- Prepare the Credit Recommendation Note, including all the details about the customer's profile, loan eligibility, financial analysis, sanction conditions, and deviations.
- To check the complete file for disbursal purposes as soon as it gets sanctioned.
- Worked closely with the Digital Sourcing Team to check the complete file for KYC, income, and financial checks, and sanctioned those files that were logged through Digital Sourcing.
- Managing allocation tracks all cases that login by branch and tries to sanction those cases by the team within the TAT.
- Processing QML files identifies property papers and asset details.
Operational Executive
Career Will
05.2021 - 08.2022
- Company Overview: EdTech.
- Assist the Chat Support Team in solving the issues faced by students in the comments section regarding the batches or applications.
- Assist the team that worked on Voice Support, and assist them.
- Coordinate with different departments as per requirement (IT, Printing, Payment, and Others).
- Organize daily or weekly meetings.
- Maintain the database, and share all data and reports with seniors.
- Coordinate with the Sales Team, knowing the market demands, and make important decisions to fulfil them.
- (EdTech)
Skills
- Punctual
- Sincere
- Self Confidence
- Quick Learner
- Good Communication Skills
- Ability to work in high pressure
- Team Oriented
- Self-Motivated
- CCC
- Microsoft Office
- Microsoft Excel
Accomplishments
- C Certificate in NCC
- Certificate of The Fundamentals of Digital Marketing of Google Digital Unlocked
- Certificate of The Fundamentals of Digital Marketing Strategies of Amity Futures Academy
- Certificate of Communication Skills of Gyan Ganga Institutions
Personal Information
- Father's Name: Mr. Kranti Kumar Singh
- Mother's Name: Mrs. Sangita Singh
- Date of Birth: 08/01/99
- Gender: Female
- Nationality: Indian
Hobbies and Interests
- Works with K-7 Solution Company as a cabin coordinator at Job Fair 2020 which was held at Veer Bahadur Singh Purvanchal University Jaunpur U.P.
- Worked as a Internshala Student Partner with Internshala
- Listening Music
- Writing
- Dancing
- Art and Crafts
Disclaimer
I hereby declare that all the information is true to the best of my knowledge and belief.
Timeline
Cluster Credit Manager
Hinduja Housing Finance
03.2024 - Current
Credit Officer
Aye Finance Pvt Limited
08.2022 - 11.2023
Operational Executive
Career Will
05.2021 - 08.2022
Similar Profiles
Gnyaneshwar KGnyaneshwar K
CBH (Cluster Business Head) at HINDUJA HOUSING FINANCECBH (Cluster Business Head) at HINDUJA HOUSING FINANCE
ASHISH TIWARIASHISH TIWARI
Sales Officer at HINDUJA HOUSING FINANCE LIMITEDSales Officer at HINDUJA HOUSING FINANCE LIMITED
AKSHITH MOURYA KUMAR VANKAYALAAKSHITH MOURYA KUMAR VANKAYALA
Product Executive (Analysis & Channel Management) at Hinduja Housing Finance Pvt LtdProduct Executive (Analysis & Channel Management) at Hinduja Housing Finance Pvt Ltd
Vigneshwar RVigneshwar R
Junior Credit Manager at Hinduja Housing FinanceJunior Credit Manager at Hinduja Housing Finance
Smriti RanaSmriti Rana
Technical Architect & Lead at Builder.aiTechnical Architect & Lead at Builder.ai